Millen's Blog

Category: Awareness


Today I want to share with you something that REALLY impressed and excited me….


I was curious about Neuro Linguistic Programming (NLP) for some time, and especially about its relatively new powerhouse method – Time Line Therapy™ (TLT).


I’ve heard that NLP, which was created as a model for human excellence, is largely used to improve communication and performance and that all the best speakers, coaches and masterful presenters use NLP to achieve high-impact performance. I’ve also heard that TLT is one of the most powerful and quickest transformational systems in existence….


This one got me REALLY hooked!


So, this year I decided to dive deep into NLP and TLT and took the NLP Practitioner certification training last July in London. It was a truly phenomenal experience!! I am absolutely astonished by the fact that many dis-eases – limiting beliefs, self-esteem issues, depression, anxiety, stress-induced mood swings, phobias and negative emotions (e.g. fear, anger, sadness, guilt, shame, hurt, etc.) – can be eliminated, healed, released from your body. I mean like… gone!!


And that’s not all!


Using NLP and TLT techniques, you can put yourself (and your audience) into an empowering learning and expansion state, anchor new supportive beliefs, and literally insert your goals into your future!!




I must also tell you that TLT is one of the most spiritual ‘things’ I’ve learned and experienced. It deals not only with your Conscious Mind (the one you are aware of and which reflects your physical reality), but also with your Unconscious Mind – the ever present embedded mind that stores and organizes all your memories, that may repress memories of unresolved negative emotions, that ‘runs’ your body (breathing, blood circulating, etc.) and preserves it.


Your Unconscious Mind is the domain of your emotions, instincts and habits. It is a highly moral being… it does NOT process negatives… it always tries to please you and works on the principle of least effort. That is why it is so important to be specific with your wishes and state them only in a positive (e.g. “I am wealthy, healthy and free.”) Your wish is literally a command to your Unconscious Mind!


The NLP model explains so eloquently why different people may have different perceptions and experiences of the same physical reality. It’s because we all have different FILTERS that affect the way we perceive and experience the external reality! Yes, the filters (e.g. language, memories, decisions, deeply sited preferences, values, beliefs and attitudes) influence what you notice and focus on… your internal reality. And your internal reality eventually becomes your external REALITY.


The main reason I am sharing with you some of the insights from my NLP Practitioner Certification training is to reiterate one very important mental point: YOU CAN CHANGE anything that you no longer want to identify with and do it without going through the pain and despair as your motivators.


Have you noticed that oftentimes it takes some painful life situations for a person to be willing to step out of the comfort zone and change in order to go from “here and now” to the “desired state”?


Feeling stuck in unhappy relationship yet being afraid to leave because of money concerns; wanting and deserving to earn more but getting stuck in under-earning and not owning your worth; allowing fear, social comparison and negativity deplete your health, finances and your energy. These are just a few painful life situations that may trigger decisive actions.


However, you don’t have to take the hard road!


I had the privilege to facilitate the NLP and TLT sessions to several people thus far and… I am simply astounded with the quick and deep transformations I’ve witnessed!!


“I am not good enough”, “I am not smart enough”, “I am not ready to take action” beliefs – GONE!

“I am not good at managing my money”, “It was not meant for me to be wealthy”, “I am afraid to fail” beliefs – GONE!

Deeply hidden energies of painful emotions like fear, anger, sadness, hurt, shame, guilt… GOOONE!!


I myself was able to release stored negative emotions, limiting beliefs and decisions, have set goals into the future timeline and much more!


You see… with the NLP and TLT, YOU CAN bypass the pain motivators and get directly to your desired state of being – the state where peace of mind, happiness, and joy become your new normal.


This is the Path of Least resistance.


Here’s the bottom line from experiencing the TLT healing myself to facilitating this amazing technique to others:
YOU HAVE THE POWER IN YOU to release stored memories (aka energies) and old limiting beliefs and decisions, which may cause you emotional pains in the present, block you from achieving your goals and prevent you from living a prosperous life.


YES, YOU HAVE THE POWER IN YOU. Use it to up-level your life experiences.


With Love and Gratitude,





P.S. I’m currently offering a Personal Breakthrough Magic transformational sessions using the TLT.
If you want to break through any painful stored memories, negative emotions and energy-draining limitations that were accumulated in your body and energy field over time,  simply schedule your Breakthrough Session directly HERE.



You want to have a wonderful, enjoyable, worry-free and fun-full retirement, don’t you?  In my experience, people who manage their finances well and plan for their retirement or financial independence even prior to retirement age have a very satisfying experience of freedom in their lives – freedom of choice and time. Unfortunately, those who didn’t plan well or who didn’t save enough are finding retirement age difficult….


My passion and purpose is to help people like you as much as I can using my experience, expertise and systems to have a fabulous time once YOU decide to retire or just take a long sabbatical from your work.  Below is the outline of 5 essential aspects to REMEMBER so that you will make your pathway to financial independence (at or before the retirement age) not only probable but also feasible. Write them down and share them with your friends and family so they too will be able to avoid the retirement traps.


5 Reminders for Financially Successful Retirement:


  1. Save enough money. 

    Do NOT spend (or borrow) just because you can. You and your family CAN be happy without going deep into debt! It’s a wishful thinking that you can keep on borrowing and catch up later (e.g. when you get your big break in your business or at your job; when you finally finish paying for… whatever; or when kids will leave the house, etc.) It’s a psychological trap that so many people get themselves into.

The likely outcome of NOT doing it: you may experience panic or fear or both once you get into your 50s or 60s. You would likely have to work longer than you wanted. You may have to adjust your lifestyle… and, as it often happens, you may fall prey to persuasive salespeople who do not have your best interests at heart.



  1. Decide where you would like to live, be flexible with your lifestyle expectations and make smart financial decisions. 

    You may decide to stay in your current house or move to a smaller house or a condo. You may decide to relocate to a different state with a better climate and the less taxes (or no state tax like Florida). You could buy a rental property or a fixed index annuity to have an additional income. And above all, you need to establish an emergency fund to cover unexpected expenses (e.g. medical emergencies not covered by your Medicare or other insurance).

The likely outcome of NOT doing it: You may become financially and emotionally vulnerable when unexpected happens (and it usually does) and again fall prey to enthusiastic and persuasive salespeople.


  1. Pay attention to inflation and taxes, they may ‘eat your lunch’ if you don’t. 

Inflation is gradual and may be deceiving. Do not assume that $1,000 you have today will buy roughly the same “basket of goods and services” in 2027 and 2037! Nobody knows what the future holds, agree? Be mindful of your investments – choose investments that grow with the increase of inflation. And remember that you’ll still need to pay taxes! Yeh, that…. If you plan to use distributions from your taxable retirement accounts (e.g. non-Roth IRA or 401(k) ), the full amount of those distributions is taxable. If you plan to own your home, you’ll need to pay property tax. So… It may worth your while to hire a qualified financial planner to help you develop a financial fortress plan. (make sure to use the list of questions I provided earlier when interview your financial professionals.)

The likely outcome of NOT doing it: You may suddenly realize that everything is costing a lot more than it “should,” and your fixed income is not enough to cover your lifestyle. And unexpected tax bills from your friendly accountant may send you into a “panic mode”.


  1. Ask for a second professional opinion if you’ve been persuaded to invest in a financial product.

It’s quite common to buy financial products while attending a free investment seminar(s) with an enthusiastic instructor aka salesperson. They often offer a private consult, promise high returns and decreased taxes, however, don’t give time to do your own due diligence or ask for a second professional opinion. They offer incentive to buy it now… Do not fall for these tactics with your money – always, always, ALWAYS give yourself time to do your homework before investing your money!

The likely outcome of NOT doing it: The least, you may get greatly disappointed and have many reasons to never trust an investment sales pitch again. The worse, you will have less money for your retirement….


  1. Diversify your investments – have a portion of your money in the fixed-income investments and a portion in the stock market and/or real estate.

We currently live in the unprecedented low interest environment yet many people still feel safe having only fixed-income investments (e.g. bonds, annuities, etc.) and are afraid to invest in the stock market because they are afraid to lose money. Yet diversifying your investments is the mindful way to protect yourself and your money from unexpected.

The likely outcome of NOT doing it: Your safe fixed income may not be enough to meet your increased needs and lifestyle, especially healthcare.


Was it helpful? Let me know – leave a comment!


To Your Wealth, Health and Freedom!

With Love,


As you probably know, everything has a cause and effect in our physical world… everything! And you often get stuck if you focus only on the effect….


Just pause for a sec and see if it resonates with you…


I’ve met many women who feel angry, hurt or powerless after a bad relationship, or loss of business, or loss of money.  Although their life circumstances were different, what I noticed was that most of them saw their problems totally outside of themselves, outside of their control so they felt they had no choice….


And here is the tricky part in this. When you see the cause of your problem completely outside of your reach, you feel powerless and discouraged. Taking responsibility for anything that you experience – positive (that one is easy, right? LOL) AND challenging – is the beginning of EMPOWERMENT.
Would you agree?


When you face challenging situation, whether personal, health-related or financial, you have a choice to pretend that there is no problem; wait till the problem goes away/disappears; complain about it and feel sorry for your luck; or take full responsibility (without blaming yourself or feeling that it’s your ‘fault’) and pro-actively seek resolution of the problem.


Look, I am not speaking hypothetically here…. Just like you, I was faced with a few challenges in life (yes, the whole shebang: immigration, divorce, serious health issues, joblessness, loss of money, depression, powerlessness, money anxiety, etc.). There were times in my life when I pretended, hided or felt sorry for myself and my luck….


It didn’t work well for me.


The only thing that worked was taking full responsibility for my situation, taking small steps and making smarter decisions.


Here are some questions I like to ask myself that help get unstuck:


  • “How did I attract this?”
  • “How can I change that?”, or “What can I do about it?”
  • “What are positive learnings from this experience?”
  • “How does it empower me going forward?”


I’ve realized that taking responsibility means having choices. And knowing that I always have choices, helps get unstuck and move forward.

Does it resonate? Let me know!


To your Wealth, Health and Freedom!



P.S. I’ve noticed from speaking to many women during discovery calls that some would benefit from a short, laser coaching that would help get clarity about specific next steps and see choices that sometimes hard to see from where you are because it’s just too close… Soooo, I decided, to offer a private 75 minutes coaching session +15 min follow up call to help you move forward with clarity and confidence.


AND for the FIRST 4 people who apply BEFORE August 1st (the coaching session itself can be scheduled later, of course) I OFFER $200 “I Am Ready!” incentive!!!
You see, I want to see you WINNING, NOT Whining. So, if you are ready and committed to becoming financially powerful and at the moment need a little tweak/accountability/clarity/second opinion/anything else – let me know! Email me or schedule the Money Breakthrough coaching


  • ::Millen has a way of opening up conversations that not only make you feel safe to talk about money, but her questions have been so profound that they have made immediate shifts in my mindset and my circumstances have changed almost immediately too, including more money showing up, but more importantly, more and more opportunities.  I have found new and inspired direction, and am feeling a lot more peaceful and excited about life in general. Millen offers so much value and a solid advice! She is a big picture thinker and it is infectious! Thank you, Millen, from the bottom of my heart and the top of my soul.

    ~ Renee Commins, Coach, Renee Commins Coaching

  • ::Millen Livis is a gift to humanity. Millen is very generous with her time and energy, sharing her vast life experiences and strengths, empowering me to become a better human being. Millen has impacted my life spiritually, emotionally, physically and financially, by her encouragement and clarity. I have not said, “Thank you!” enough.

    ~ Heidi Stefan, B.A. Detox Support Counselor, Archstone Recovery Center of the Palm Beaches, Inc.

  • ::Millen brings together an interesting mix of feminine wisdom, clear logic, assertiveness and humility in all of her interactions. With her warmth, intelligence, diverse experience and passion for ‘Dare to be the best you could be’ message, she inspires other women to reach for the goals they set for themselves.

    ~ Sharon Keller, Golden Bear Realty, LLC

  • ::Using laser like energy, Millen gives her full attention to your issue and stays with it until a satisfactory resolution or conclusion is reached. Open minded, yet direct and honest, Millen balances objectivity with compassion. It is a joy to work with her!

    ~ Mary L. Holden, Freelance Editor and Writer

Follow Your ‘FEEL GOOD’ Compass

Money Breakthrough Strategy Session


During this consultation ($497 value) you will:

  • Create a sense of clarity about the dream lifestyle you really want to have
  • Discover the essential building blocks for achieving financial freedom in your life
  • Determine the #1 thing stopping you from having the financial success you want
  • Identify the most powerful actions that will move you towards the dream lifestyle and freedom you desire
  • You will complete the consultation with the excitement of knowing EXACTLY what to do next to create the lifestyle and financial success you truly want

I would be honored to help you live your best life.
There’s no obligation. Only opportunity.
BEST THINGS come to those who seize the moment and make it their own!