Millen's Blog

For Financial Success


Clarity is priceless whether you consider your authentic career path, your relationships or your money. There are a lot of courses about finding your authentic self-expression and living your purpose. Very important, indeed! But your money management aptitude is also very important and requires clarity and purpose as well!


You are a spiritual being and succeeding at the Money Game is part of your physical experience. Like with everything else, you may go through rough times and good times with your finances. Having the skills to help you navigate through the stormy and calm waters of your financial sea is very useful whether you’re already making 6-7 figures per year or still on your way there! Becoming an effective money manager of your own money is a skill-set that you can attain!


Do you spend your money wisely?


Do you invest your money strategically?


Do you leverage your money so that the money you already have works for you when you are not working?


Effective money management is a skill-set that you can learn like any other. Although it’s not rocket science, it requires discipline and a responsible attitude. If you want to change your money habits, you need to replace them with better ones and practice them consistently. That’s why I like the notion of organizing your money.


Organize your money based on its purpose – Saving, Spending and Investing. The amount of each ‘money container’ should be a certain percentage % of the total money you currently make. The percentage allocation toward each ‘money container’ will change over time. If your current income is mostly used to cover your basic needs, the percent of your allocation toward Saving and Investing will be single digits comparing to your Spending container. It’s important because you want to develop good habits and discipline and create a positive momentum with your money.


Once your income changes, you will adjust the allocation % accordingly. It should also take into account your risk tolerance and which phase in life you are in. If financial safety is your top priority at the moment and you are heading toward retirement in a few years, you may want to increase the amount allocation toward Savings and decrease percent of money allocation toward risky Investment. This will allow you to avoid feeling scared and overwhelmed about your financial future.


To make my point, I am going to use a metaphor of a jar as a money container (obviously, money isn’t really kept in jars but rather in bank accounts, brokerage accounts, credit unions accounts, physical precious metals (e.g. gold or silver coins) and property/land.


IMPORTANT: Keeping all your money together in one container could lead to unwise decisions and financially devastating consequence. Although dividing your money among different categories may not preclude you from making mistakes, maintaining the discipline of adhering to this structure will help you limit your losses and avoid financial ruin.


Imagine that your future income is located deep in the ground, in a money mine, and you first need to extract it—apply efforts to earn it—then divide it into the following three jars:

  1. Spending—money exchanged for shelter, food, services, healthcare, pleasure and philanthropy.
  2. Saving—money that stays in place, as a foundation.
  3. Investing—money used in order to grow your wealth.


The objective is to fill all three money jars, which is equivalent to achieving your goal of Financial Freedom. Although this goal may seem to you unrealistic at first, especially if at the moment you have a modest single source of income, it is totally possible! Don’t postpone starting your journey to financial freedom – start NOW because it takes time to accumulate wealth.


Do you have questions about your particular financial situation? Join me for more in-depth money and wealth conversations here: TheSoulfulAbundantandEntrepreneurialWomen


In the meantime, Think and Live Wealthy!




To learn more about Millen and her mission of Financial Freedom, click here

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  • ::Millen has a way of opening up conversations that not only make you feel safe to talk about money, but her questions have been so profound that they have made immediate shifts in my mindset and my circumstances have changed almost immediately too, including more money showing up, but more importantly, more and more opportunities.  I have found new and inspired direction, and am feeling a lot more peaceful and excited about life in general. Millen offers so much value and a solid advice! She is a big picture thinker and it is infectious! Thank you, Millen, from the bottom of my heart and the top of my soul.

    ~ Renee Commins, Coach, Renee Commins Coaching

  • ::Millen Livis is a gift to humanity. Millen is very generous with her time and energy, sharing her vast life experiences and strengths, empowering me to become a better human being. Millen has impacted my life spiritually, emotionally, physically and financially, by her encouragement and clarity. I have not said, “Thank you!” enough.

    ~ Heidi Stefan, B.A. Detox Support Counselor, Archstone Recovery Center of the Palm Beaches, Inc.

  • ::Millen brings together an interesting mix of feminine wisdom, clear logic, assertiveness and humility in all of her interactions. With her warmth, intelligence, diverse experience and passion for ‘Dare to be the best you could be’ message, she inspires other women to reach for the goals they set for themselves.

    ~ Sharon Keller, Golden Bear Realty, LLC

  • ::Using laser like energy, Millen gives her full attention to your issue and stays with it until a satisfactory resolution or conclusion is reached. Open minded, yet direct and honest, Millen balances objectivity with compassion. It is a joy to work with her!

    ~ Mary L. Holden, Freelance Editor and Writer

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During this consultation ($497 value) you will:

  • Create a sense of clarity about the dream lifestyle you really want to have
  • Discover the essential building blocks for achieving financial freedom in your life
  • Determine the #1 thing stopping you from having the financial success you want
  • Identify the most powerful actions that will move you towards the dream lifestyle and freedom you desire
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