My intention and my mission is to shift the money game from an “adviser-centered” model to a “customer-centered” model. Let me clarify what I mean here.
You have likely used, are currently using or plan to use a financial adviser or a financial planner. And I am not saying you shouldn’t – it’s not my place to say what you should or shouldn’t do. However, I know too many people who got burned by using financial adviser and lost thousands, some even hundreds of thousands of dollars… So, why is it happening?
Well, one of the reasons is that when these people went to see the adviser, they were not really financially educated about their investment options. They delegated managing their money to a person who presumably is trained and licensed to give the best available financial advice as a fiduciary of their money. Right? Well, in theory… yes. In real life – rarely.
You see, the current financial services model has a financial adviser at the center of the financial services’ sphere and a customer – outside of it. When the customer doesn’t know her/his available options or doesn’t even know what questions to ask, the natural inclination is to listen and follow the adviser since s/he ‘knows better’ by the fact that it’s what the advisers do.
However, the caveat here is that financial advisers are no really impartial since they get paid by the financial institutions (banks, brokerage companies, other financial service companies), who issue the financial products that the advisers are selling to you. Unfortunately, it’s not uncommon that financial advisers recommend financial instruments that’s/he will receive the most commissions for.
Not only I know many people who had such experiences with financial advisers, I myself had such experiences. At first, when I met my adviser, I liked him because he listened to me, he proposed to review my estate plan, my retirement goals, etc. This liking made me feel relaxed and… buy the suggested financial products (variable index annuity) and outsource the management of my investment portfolio to his team…
Well, after losing thousands of dollars and realizing the discrepancy between his promises and my actual experience, I got back the control of my financial portfolio yet was still stuck with the multi-year contract on the financial products I bought through him. by the way, advisers are often get paid for each year you hold the financial product they sold you.
This frustrating experience and my frank conversations with some advisers made me realize how much power regular folks give away because they lack basic financial education and feel ‘not good enough’ at managing and investing their own money. An assumption that ‘financial professionals’ know best how to invest your money often leads to tremendous frustration and financial losses.
You see, each of us develops patterns – patterns of thinking and acting – including money-related patterns. Every pattern is caused by a set of assumptions. For example, your assumption that you are not good at managing your money (e.g. because someone told you that or because you mismanaged your money in the past) will likely create a pattern of thinking and acting according to this assumption.
And assuming something as a fact, whether it’s true or not, is caused by your perceptions of past experiences. For example, you’ve saved money and owned financial assets, then you got into a relationship with a person who has unhealthy money habits, which led to a loss of all your savings. As a result, your perception could be that you are not a smart money manager or that you are not meant to be wealthy.
Another example: you’ve invested money in the stock market that you saved for the down-payment on a house because you wanted to grow it, but market dropped, and you lost a lot of money… As the result, your perception could be that investing in the stock market is a gamble and you’re better off keeping all you money in cash.
As you can see from these not so hypothetical examples, your perceptions of your past experiences lead to assumptions, which then lead to your patterns of thinking and acting, and ultimately, to your experiences.
That’s why I am convinced that before you get into the “outer game” of money (dealing with your debt, your spending, savings and investing), you must attend to your ‘inner game’ – take a close and honest look at your current beliefs about money, your abilities to manage it and your beliefs about becoming financially free.
Strengthening your inner ecology – your belief system, your inner monologue, your self-confidence and self-competence – will seamlessly shift your energy from a state of repelling money to a state of attracting wealth effortlessly. You’ll get equipped with making savvy money decisions and taking smart decisive actions.
And if you’ve tried different money mindset boot-camps, seminars, all kinds of affirmations and afformations yet nothing worked thus far… it’s because your heart and soul are not there…because you don’t really believe that these affirmations are true for YOU. Your perceptions of previous experiences led to erroneous assumptions that might be slowing you down or even preventing you from living the life you want, deserve and are capable of.
That is exactly the reason I’ve created the Activate Effortless Wealth mentoring training. This is a compilation of my decades-long knowledge and experience about mastering the “inner game”, which affects your financial situation, your relationships, your work and health. Yes, the inner game is the foundation of your success in life.
And not only you’ll get access to the valuable information I offer (no, you cannot google it LOL ), you’ll have me by your side for over 10 weeks and 3 full days during the LIVE Workshop in Florida. And from my personal experience, having an empowering mentor, guide and supporter by your side on your journey to creating the life you want is priceless. Yes, you may get there on your own… eventually. However, working together with me as a team, will accelerate your results 10X.
And here is the final thought. I can certainly help you become unstoppable in your pursuit of more ease, more money, more peace of mind, and more abundance in your life. However, I cannot choose it for you. You need to decide whether YOU are ready to CHOOSE YOURSELF and up-level your life situation. Life is too precious and too short to postpone your plans until next month, or next year, or when XYZ will happen.
So, are you ready to CHOOSE YOURSELF?
Let me know… Until then, STAY EMPOWERED.
With Love and Gratitude,