Dare to Change Life Coaching & Mentoring

Tag: Abundance mindset

🎯TIPS for MAKING BETTER DECISIONS

While I was communicating with a friend recently, she asked me a question that I think many people can relate to:

“So, I need to spend money to learn about money?”

I found her question fascinating, considering that she mentioned to me previously that she probably wasted a lot of money because she hasn’t managed it well….

That the fear of wasting her savings is huge for her (she is a self-employed single mom)….

That she knows that she needs to confront this fear.Yet her fear of making a “money mistake” keeps her feeling stuck in doubts, indecisions, and money worries.

This experience reminded me that many people have difficult time with making financial decisions.

So, in this article I’m going to share with you my top 3 tips for making better financial decisions.

✅ Develop a habit to see everything through the lens of an investor.

When you spend money, by definition, it’s lost – there is no increased value for you, whether it’s monetary value or value in a form of better health, reduced stress, or elevated self-confidence.

What if you look at your decisions to pay for something as an investor?

“Will buying XYZ help me improve my health?”

“Will paying for an XYZ program help me get clarity, become more knowledgeable and confident, propel me toward my goals?”

“Will investing in XYZ potentially provide additional income and/or appreciate in value overtime?”

If you answer YES to any of the above, paying for XYZ is investing, not spending.

✅ Focus on Solutions instead of dwelling on your Problems.

Life tends to through a curveball when we least expect it and our response to challenging situations is crucial.

While it’s important to acknowledge problems and to understand what is causing them, it’s essential to focus on possible solutions.

During my recent Greek islands’ cruise, I met a widow, who lost her husband unexpectedly and was devastated not only by losing the love of her life but also by suddenly becoming solely responsible for making financial decisions.

She took time to grieve… then made a decision to focus on solutions to her problem, which was her fear of dealing with money and making bad financial decisions.

She bought books about managing and investing money.

Then attended some free trainings online…

And finally decided to get support and guidance by working with a mentor to help her become financially savvy and confident.

I am honored to be her guide on this journey.

Please anchor this statement in your mind:

🙏You’re More Resilient and Powerful Than You Know.

And when you choose to focus on solutions instead of dwelling on your problems – you activate your personal power and the forces of the Universe to support you.

That’s one of the topics I’m going to discuss at my new masterclass “From Worrying to Winning the Money Game.”

If it’s important for you to uncover and fix the potential problems that hold you back financially, I invite you to come to my new masterclass (see the registration link in the comments).

✅ Manage risk.

To be financially successful, you’ve got to learn how to invest and how to manage investment risk.

You’ve got to assess potential risk of loss vs potential opportunity for win and decide if this investment worth your while.

Here’s what’ve realized….

Everybody wants more money.

Yet very few are willing to invest their time, efforts, and money to figure out how to make it, keep it and grow it.

For example, I like to invest in my personal and professional growth and over the years invested hundreds of thousands in myself.

Some of these investments yielded great results, others… not so much.

But I am not upset about any of my investments because I know that ALL investments have inherent risk.

And the trick is to decide if you’re going to be OK with the potential loss because the potential win is worth it.

🔥If this sounds like something you’d like to dive deeper into and you are eager to develop winning money strategies, you’ve got to come to my new “From Worrying To Winning the Money Game” Masterclass.

🎯You’ve got to become financially savvy, so that you make better financial decisions.

And if you feel lingering money worries and fears about your financial future, it’s time to face these fears.

Because if you don’t face your fears, you’ll never conquer them.

You’ll never get past the fears.

And the longer you go without facing it, the more deeply the fears get ingrained in you.

Look forward to seeing you with us at my masterclass‼

To your Health, Wealth, and Freedom!🙏

Millen Livis 💖

November 1, 2023
🔥FINANCIAL IGNORANCE IS EXPENSIVE

Money worries and financial stress are “the elephant in a room” for many people right now.

The official inflation rate, without food and energy, is 3.7% right now….

So, if you don’t need to eat and don’t need to drive or heat your home, you are fine…. 🙃

And you don’t need me to tell you that groceries, gas, housing, car prices are much higher now than just a couple of years ago…

Although the U.S. government spends your tax money without any constraints (U.S. Debt now is over $33.5 Trillion!!), you, the tax payer, are limited with your financial resources.This leads to feeling financial uncertainty….

While you may be diligently saving up for “someday” retirement – when you can suddenly do the things you want to do – in a meantime, you are not living your life fully… because of financial concerns.

Even if you save up enough money to retire, by this “someday” you may be too old for adventures, or too tired to learn, or don’t have as much time as you thought…..

And, unfortunately, your education, your high income in previous years, even your strict budget cannot guarantee you financial success.

Kelly, a former private client, who was highly educated and was making multiple six figures in business profits, was ridden by financial stress and worries….

Apparently, having money doesn’t mean you know what to do with it… how to manage it….

It’s really important to be strategic with you money and to develop winning money strategies, not just another [often] failed budget.

Budget is a good start because it makes you look at your cash flow “close and personal.

But it’s not enough‼

You want to enjoy your life and your money now, while also strategically plan your money for the “golden years.”

It’s called balancing your financial priorities.

And Money Mapping protocol – intentional and strategic management of your money according to your short term and long term priorities – is a great tool to win the money game.

Some of my family members, who used to make more money than me but were not strategic about managing their money, are now HAVE to work (in their 60s) while I became financially free in my early 50s…

Look… Road to Financial Success is messy.

There’re no guarantees and no shortcuts.

However, if you want to enjoy your life now and in the future – learn how to win the money game.

Start exactly where you are and with what you have, even if it means taking baby steps (e.g. tracking your cash flow).

“Direction is more important than speed.”

And speaking of direction…

The 2024 is just around the corner and you can set yourself up for a successful year by discovering

✅ What problems might be causing your money concerns

✅ How to fix the money problems

✅ How to map your money in a way that you will be balancing all your financial priorities and have more money with less stress and less risk

If this sounds like something you’d like to discover and you are eager to develop winning money strategies, you’ve got to come to my new “From Worrying To Winning the Money Game” Masterclass.

Living with constant financial stress and worries is NOT the way to live a happy and healthy life.

As I’m sure you know, financial stress affects EVERY aspect of your life – your health, relationships, self-confidence, self-image.…

Fortunately, money stress is one of few things you can control.

Please note: I have no idea when (if at all) I’ll be guiding this Masterclass again…

But this time you can receive a GIFT to attend this powerful training (retail ticket value is $297), so that you don’t have to worry about investing money to participate in it.

Bottom Line:

Do NOT normalize living with financial stress!

It is possible to feel good when you think about your money.

And that’s my intention for you.

What’s yours?Millen 💕

P.S. The link to register for this Masterclass is in the comments.

October 23, 2023
Navigating AI Megatrend PART 2: AI Effects on Investment Strategies

History shows that when a revolutionary technology improves our lives, or makes things cheaper, or more efficient – then the adoption of that technology spreads across different industries no matter what.

And the companies that are going to embrace the AI Megatrend fast will not just survive but thrive.

In PART 1 article of the AI Megatrend series, I talked about the economic impacts of the AI on our lives and jobs.

In this article I’ll talk about investment opportunities that the AI Megatrend presents to you!

When it comes to investing, the TREND is YOUR FRIEND!

I tend to always be aware of the big-picture trends that drive huge, multiyear moves in our lives, economy and financial markets.

Because these megatrends can lead to triple- and even quadruple-digit gains in your investments in a span of a few years.

And while AI has limitless potential to enhance almost every aspect of daily life, it also possesses limitless potential to enrich informed investors.

Here’s the thing…

According to Bank of America, AI “could revolutionize everything.”

That’s why the AI Megatrend is dominating financial headlines right now – from the most promising AI stocks to the ones to avoid.

It’s a CRAZY amount of information, and it’s extremely tough to navigate!

Virtually every industry is looking to take advantage of AI.

According to one survey, 3 out of every 4 businesses plan to increase or make a significant AI investment now and in a future.

Industries such as automotive, health care, banking and finance, manufacturing, food and beverages, logistics, and retail – are all using or looking to integrate AI into their processes.

Warren Buffett recently shared his thoughts on AI.

“It can do all kinds of things… and when something can do all kinds of things, I get a little bit worried,” Buffett said.

“Because we won’t be able to un-invent it.”

In that same conference, he compared the dangers of AI to an atomic bomb.

Buffett is known for “buy and hold” investing.

He said that his favorite holding period for investments is “forever.”

But “buy and hold” soon won’t be feasible, because the AI disrupts even the most established and well-financed companies out there!

It’s very likely that some favorite blue-chip companies, which you may think of as untouchable in terms of their performance, will be shattered by the AI.

The reason I bring this to your attention is because your 401K and other retirement accounts may have “long-term” investments in some long-term “blue-chip” companies but they are NOT immune to this wave of the AI disruption.

So, consider diversifying your portfolio with the AI-focused stocks and ETFs (exchange-traded funds), because they offer exciting prospects for growth.

Stocks of AI-driven companies like Google, Microsoft, Amazon, and NVIDIA are soaring in spite of overall market downturn right now, and they show no signs of slowing down….

However, it’s crucial to keep an eye on traditional industries too.

The fact is… the companies that embrace AI megatrend will thrive, while those that are slow to adapt AI may face difficulties.

With this being said, it’s important to remember that not all AI companies will succeed!  Do you remember the hype we experienced with blockchain trend?

Some startups would add word “blockchain” in their names and had their moment of fame… only to devastate unexperienced investors at the end.

That’s why being strategic and well-informed is key to successful investing!

Investing in traditional market sectors (like shipping, energy, healthcare, etc.) alongside AI-driven sectors of economy can balance a risk-reward ratio in your investment portfolio.

Strategic investors must look for ways to ride the market trend wave while managing the risk that comes with any investing.

Market Sectors Benefiting From the AI Interest

Every time a new technology Megatrend emerges, it creates separate “profit ripple effects” in 3 groups of companies:

1.   Suppliers.

2.   Device-makers / hardware makers.

3.   Software developers.

The AI Megatrend is going to create similar “profit ripple effects.”

We’re already seeing the first profit wave emerged – the semiconductors.

AI chip-supplier stocks are soaring right now.

This boom will last for a year or two.

Then, it’ll be the AI hardware makers who experience a profit surge.

After that, the AI software developers will start to soar.

To take advantage of these “profit waves” you can use dedicated ETFs.

For example, iShares Semiconductor ETF (SOXX) tracks semiconductor stocks, and is up over 32% this year.

(btw, last it declined by almost 35%!)

The semiconductor market sector continues to benefit immensely from the big AI push this year because of the demand for the amount of data processing and storage by AI applications.

iShares also offers an Artificial Intelligence ETF (symbol: IRBO).

This fund invests in semiconductor sticks like Nvidia, AMD, Intel, AND in technology behemoths like Google and Microsoft, as well as dozens of other artificial intelligence companies.

While Nvidia is the leader in GPUs (graphic processing Units used for deep learning computations), it is also one of the most overvalued companies in this ETF.

Other companies in the IRBO fund serve different markets and offer a better valuation.

Using the AI ETFs helps balancing out the market risk and market volatility – something that is very important if you don’t want to be babysitting individual companies in your investment portfolio.

Bottom Line

Chances are, you’ve seen the media crediting AI for this year’s strong market rally. No other technology megatrend in our lifetime has moved the needle for stocks as fast as AI has done. But as striking as this simple fact is… the AI Megatrend is just getting started.

If you do not yet have AI-related positions in your portfolio, you may want to consider taking a “dollar cost averaging” approach to invest in AI MEGATREND (meaning investing a fixed dollar amount on a regular basis, regardless of the share price)….

Because the potential for AI now and in the coming years is massive for you as an investor.

To your Health, Wealth and Freedom!

Millen Livis

P.S. What is your opinion about AI and investing?

October 12, 2023
🎯☯ How to Align Your Energy with Financial Success

EVERYTHING IS ENERGY.

And every object has its own vibrational frequency.

Each of your thoughts has a different vibrational frequency and emotionalizing your thoughts makes them magnetic….

And you can align your energy with the frequency of success and abundance.

In this article, we’ll discuss HOW you can achieve this.

Your Energy Vibration Frequency

What I’m going to talk about today is one of the most important episodes of this show… Because it’s NOT enough to be good at money mechanics or even have healthy money beliefs and habits… Today we’ll go deeper… MUCH deeper.

We live in a dual Universe – physical and metaphysical (spiritual). At the core of our spiritual reality is a field of ENERGY, often referred as a Quantum Field. Everything around you – people, buildings, furniture, cars, flowers and trees, thoughts and money – is ENERGY.

EVERYTHING IS ENERGY.

Each of your thoughts has a different vibrational frequency and emotionalizing your thoughts makes them magnetic….

You can align your energy with the frequency of success and abundance.

In this episode of the show, we’ll talk about HOW you can achieve this.

Energy Vibration Frequency Codes

Just a couple of years ago what I’m going to talk about would be called woo-woo… Well, some people may still think it’s the woo-woo….

If that’s how you feel, it’s time to wake up!! J

Just like your fingerprint is unique, each person has unique Energy Vibration Frequency.

Vibration is the amplitude, or intensity, of energy. The higher the vibration, the more powerful the energy.

Frequency is the rate at which energy vibrates. It can be measured in hertz (Hz).

Your Energy Vibration Frequency is a result of an overall accumulation of your emotions, attitudes and responses to circumstances in your life.

The lasting, intense thoughts and emotions lead to feelings.

Your body stores the energy of your feelings.

Your FEELINEGS expand the accumulated energy of your consciousness that eventually becomes your vibrational frequency.

Negative emotions have very low energy vibration level and can really weigh you down or even lead to dis-ease.

The energy vibration levels progress upward as you feel love, joy, and peace.

By the way, despite the words emotions and feelings being used interchangeably, they are actually two different but connected phenomena.

Emotions originate as sensations in a body, specifically, as chemical reactions in the body. Feelings are influenced by our emotions but are generated from our mental thoughts.

Be aware of Your Frequency Vibration Code.

OK, let me share with you an excerpt of a list of energy vibration codes associated with different emotions that I learned from my amazing spiritual mentor – Dr. David R. Hawkins – and his must-read book, “Power vs Force”:

• Shame: energy level 20

• Guilt: energy level 30

• Grief: energy level 75

• Fear: energy level 100

• Anger: energy level 150

• Pride: energy level 175

• Courage: energy level 200

• Neutrality energy level 250

• Willingness: energy level 310

• Acceptance: energy level 350

• Love: energy level 500

• Peace: energy level 600

• Enlightenment: energy level 700 – 1000

For example, if you are angry most of the day, you have a low energy frequency that leads to feeling fatigued and prolongs the experience of low energy, which eventually spirals into depression and hopelessness.

The lower your vibrational frequency, the more tired you feel.

I hope that having awareness of your energy vibrational frequency on a daily basis will inspire you to focus on positive emotions that will transform your vibration to higher levels.

When you’re able to transform any negative energy emotions to the higher frequencies, you will feel more energized and optimistic.

I invite you to develop a habit of consciously switching from negative low-frequency emotions to positive, higher frequency emotions.

Yes, I realize that it’s not always easy. It appears that the human brain is wired to focus on negative experiences and possibilities…. That’s why so many people struggle with worries and anxiety about their future and fear uncertainty.

However, I hope that knowing how shame, guilt, fear, and anger affect you in so many negative ways will motivate you to find ways to be more loving, kind, and optimistic.

Be aware of Your Frequency Vibration Code.

What Financial Freedom means to you?

We often talk about Financial Freedom but it means different things for different people…

What Financial Freedom means to you?

How it will make you FEEL once you become financially Free?

Pause and write it down into your journal…

For me, Financial Freedom means…

💰 Freedom from Financial Anxiety and Worries

💰 Freedom to Choose WHAT I do

💰 Freedom to Choose WHERE I live and work

💰 Freedom to Choose WHO I spend time with

💰 Freedom to Choose HOW I spend my time and money

💰Freedom to Choose WHEN I work, rest or take vacations

When I started my journey to financial Freedom, THAT’s how I wanted to feel and NOTHING was more important to me than feeling FREE.

At that time I was separated, lived in a tine rundown apartment in Hoboken, NJ, exhausted my savings on building the real estate investing business that crushed in 2008.…

I was NOT the person whose energy frequency vibration was aligned with abundance, Prosperity and Freedom.…

I judged and doubted myself, I was focusing on problems (and, of course, had more problems because what you focus on, expands), I felt like a victim…

Needless to say, I had a long way to go to aligning my energy with the person who can experience abundance and freedom.

I had to develop and Aptitude for Success, especially financial success!

And eventually got it (after years of zigging and zagging!) and want to share with today top 6 Essential Elements of Aligning Your Energy Vibration with Financial Success and Abundance Consciousness.

6 Essential Elements of Aligning Your Energy Vibration with Financial Success and Abundance Consciousness

1.    Self-empowerment (vs victimhood): You cannot create Wealth and freedom in your life if you don’t feel that you are capable to do so; Feeling sorry for yourself, feeling like a victim is NOT how you achieve financial success in life.

2.    Financial responsibility (vs ignorance): You must take responsibility for your life. Blaming others or your bad luck assumes that you are not in control of your choices and decisions in life… You must take responsibility for your financial future and learn the financial know-how: how to earn, manage and grow your money.

3.    Attitude of Gratitude (vs entitlement): Nobody owes you anything… Appreciate EVERYTHING that you have at the moment – there are people out there who would love to have what you have… Besides, “What you appreciate – appreciates!”

4.    Clear Intentions (vs fogginess): be aware of your Intentions! You transform your reality thru clear Intentions and elevated emptions; Have a journal, write down your wishes and desires; create a “Dream-board”.

5.    Focus (vs not having sense of priorities): Be mindful what you focus on because what you focus on – expands! FOCUS on what Works in your life already AND FOCUS on SOLUTIONS while acknowledging the problems you’re experiencing.

6.    Mindfulness about Your Feelings (vs allowing your low-frequency feelings get out of hand): Be mindful of low frequency emotions. If feel angry or frustrated, acknowledge how you feel yet remember that YOU can choose to shift your focus and shift your emotions. It’s impossible to feel petty for yourself and grateful at the same time.

Final words…

Any low energy level emotions are a habitual reaction that you have developed over a prolonged period of time.

It has created anchoring triggers that automatically bring on the emotion.

Whenever you notice that you are in a negative emotional energy pattern, pause and make a conscious effort to release your stored low frequency emotions and raise your vibrational frequency.

There’re many different ways to accomplish this.

I use “Inhale Peace and Love” method for myself and my clients.

To your Health, Wealth, and Freedom!

Millen Livis

September 1, 2023
💰🚀 8 Key Components For Achieving Freedom And Prosperity

The other day I had a call with one of my colleagues, where we shared our life stories…

I recall telling her that when my cousin from Boston visited my villa in the South of France, she said: “That’s just for you… I could never imagine having something like that…”

Then I told to my colleague the story of how this villa came about….

… How my boyfriend, who used to fly from France every month to see me in the U.S., was stopped by the U.S. custom, put to jail on the suspicion that he was illegally working in the US, then was deported and prohibited from entering the US for many years…

… How I proposed to him (very out of character for me…)

… How I flew to France and we found a rundown house in Provence that nobody would buy because of the mold it was covered with… … … How we got lucky and bought it for the minimum amount of down payment we were able to make…

… How we started doing renovation by ourselves ‘cause we couldn’t afford contractors at the beginning…

When I finished, my colleague was so inspired and said “I have to DREAM BIGGER”!

I am sharing this with you to demonstrate that you get lucky when you act on what you want to experience in life, when you stop being “stuck” in your familiar “comfort zone” and do things that are not easy but necessary to live the life you love.

So, where are you now, in terms of money?

Are you frustrated that you work hard and make good money yet live paycheck-to-paycheck?

Constantly worry and feel anxious about not having enough money to retire?

Or not being able to save much and still paying off your consumer debt?

Have you noticed…

… how worrying about your financial future affects your health, or relationships, your work?

… how you are sick and tired of “surviving” instead of living on your terms?

Or maybe you’ve reached a plateau with your finances and want to scale up?

If that’s how you feel, I hear you!

When your mind is busy worrying about money and financial security, it’s not always easy to see and experience abundance in your life.

And as a result, your confidence might be undermined; or you are afraid to trust anyone because, possibly, you had bad experience in the past with financial advisors, or you are afraid to invest the money that you have because you’re afraid to lose it….

And from that place, it’s not easy to create an abundant free life, where the flow of money and opportunities come with ease and joy.

It is my intention that you develop Unshakable Confidence, Self-Worth, and Success Aptitude, so that you will be able to handle any challenges in your life from a higher perspective and with more optimism.

And my deepest desire is that you become Unstoppable and Capable in your pursuit of financial independence and start DREAMMING BIG.

YOU ARE A POWERFUL CREATOR, so think, feel and act like one.

As International Holistic Financial Independence Mentor and the creator of the SYSTEM for becoming Financially independent called The MILLENaire Method, I use my intuition, business and investing expertise to help women become financially independent.

I myself achieved Financial Independence within 7 years and now live my dream life – own beautiful homes in the South of France and South Florida, travel the world, and do what I want.

I have the FREEDOM of CHOICE, TIME, LOCATION, and MONEY.

I live what I teach and know that YOU CAN experience more Freedom, Joy and Abundance in YOUR life… if you choose to commit to your vision!

We often talk about Abundance Mindset… but it means different things to different people…

For me, Abundance Mindset means:

✅ Having Loving Relationship with Money (“money is my friend that has my back”

✅ Appreciating life “as is” and being eager for more (nothing wrong with wanting more…)

✅ Believing that Scarcity and Lack are mind’s illusions (because they are…)

✅ Believing that YOU ARE CONNECTED to the Infinite Source of Abundance and Unlimited Potential (because YOU are connected to The Source)

✅ Believing that YOU ARE CAPABLE and RESILIENT

✅ Knowing that YOU MANIFEST YOUR REALITY thru Intention, Attention and Conscious Thinking

✅ Living life from a place of Gratitude, Ease, and Flow

Abundance Consciousness ALWAYS precedes Manifestation – it’s a precursor to experiencing Wealth and Freedom in your life.

So, you’ve got to achieve a vibrational harmony with what you desire!

OK, without further due, let me share the…

8 Key Components For Achieving Freedom And Prosperity:

1. Clarity about your goals and desires.

2. Healthy Relationship with Money.

3. Abundance Mindset and Prosperity Consciousness (some refer to this as Inner Psychology)

4. Commitment, Unshakable Confidence, sense of Self-Worth (this component also belongs to Inner Psychology)

5. Savvy Money Management skills (Upgraded Skills)

6. Strategic Investment skills and developing YOUR unique personalized path to Financial Freedom (Upgraded skills and Strategic Investment Plan)

7. Environment and Lifestyle that support success (having supportive Environment is essential)

8. Guidance and support from a coach or a mentor, who believes in you and knows how to help you achieve your desired results. (Environment)

Now it’s the best time for you to take aligned actions and apply your knowing!

To your Health, Wealth and Freedom!

Millen Livis

P.S. Let me know what resonated with you, what triggered you, and what questions do you have for me.

August 31, 2023
How to Cultivate the Power of Clear Thinking to Unleash Your Financial Success

In a world filled with constant financial choices (a.k.a. “shiny objects”), promising opportunities to satisfy our desires, and very little programming for self-discipline, developing clarity of thinking has become more crucial than ever before.

So, let’s start with exploring why clarity is essential for financial wellbeing, how it shapes your financial decisions, and how to cultivate this empowering skill.

PART 1: Significance of Clarity around your Money

Clarity of thinking is the bedrock for building a solid foundation for your financial success.

It allows you to gain a crystal-clear vision of your financial goals and develop a realistic path to reach them.

Without clarity and common sense, you may stumble through life, struggle with living paycheck-to-paycheck, and worry about your financial future even though you make good money!

One of my beautiful and smart clients, let’s call her Sarah, struggled with living paycheck-to-paycheck and constant money worries for years.

She felt overwhelmed by snowballing debt that she and her husband accumulated after unfortunate circumstance, and was unable to make sound financial decisions, which led to jeopardizing her relationship and health (she develop several stress-related health conditions).

It wasn’t until Sarah took the time to gain clarity about her financial goals and priorities that she was able to turn her situation around.

With newfound clarity and sense of control over her money, she started mapping her money along different money buckets in alignment with her priorities and goals, diligently implementing this new intentional money management, and made informed investment decisions that propelled her towards desired financial security.

Part 2: Clarity influences your financial Decision-Making process!

When you have clear understanding of your financial goals, values, and priorities, you can make informed choices and decisions that are aligned with your long-term vision.

Clarity enables Empowerment.

Because it empowers you to cut through the shiny objects, the noise of market fluctuations and other external pressures, and enables you to make confident financial decisions.

If you are a high-income earner yet live paycheck-to-paycheck for years and are not seeking support to help you change this situation, you’re lacking clarity of thinking.

If you make good money and don’t have a strategic plan to become financially free, you’re lacking clarity of thinking.

And if you’re counting and saving every penny yet feel like life is about surviving… instead of looking for solutions to change your money mindset and your money experiences, you’re lacking clarity of thinking.

When I was experiencing my “dark night of the soul”, when I was divorced, deeply depressed and broke, I kept saying to myself “I am such a failure… I have great education, great experience, and great intentions and look at me now…”

I was lacking Clear thinking. I felt stuck in unsupportive unhealthy thinking and was focused on my challenges and problems, instead of solutions. This thinking pattern led to downward spiral that literally brought me to my knees.…

Fortunately, I was introduced to a coach, who helped me shift my thinking patterns and return to clear thinking.

And THAT made all the difference for me. I became financially independent within 7 years!

Sometimes we all need a little help and it’s ok… because it’s the outcome that matters. Right?

Part 3: Cultivating Clarity of Thinking for Financial Success

Let me be frank…

Cultivating clarity of thinking in the realm of finance is a journey or a marathon, not a sprint, and it requires deliberate effort and self-reflection.

Let’s explore practical steps to develop and nurture this invaluable skill that is essential for financial success.

Step 1: Define Your Financial Goals.

Take time to define your short-term and long-term financial goals. Be specific, measurable, and realistic.

Clarify what financial success means to you personally, describe it by writing about it into your journal and get excited about your vision.

Remember, Clarity enables empowerment.

Step 2: Identify Your Values and Priorities.

Reflect on your values and what truly matters to you.

Align your financial decisions with your core values to create a meaningful and fulfilling financial path.

Getting clarity about your values and priorities will save you time, headaches and regrets!

Step 3: Educate Yourself.

Gain knowledge and understanding about personal finance.

Learn about intentional money management, strategic investing, investment risk management strategies, and wealth-building principles.

Clarity is often born from a solid foundation of knowledge.

Step 4: Create a Path to Financial Independence.

Develop a detailed financial plan that encompasses your goals, your money mapping, your FFN (Financial Freedom Number) and your FFI (Financial Freedom Income), and investment strategies.

A well-defined plan provides a path towards financial success and freedom.

Step 5: Regularly Review and Adjust your plan.

Have monthly “Money Dates”! J

Review your financial progress and make necessary adjustments.

Clarity evolves over time.

Staying proactive allows you to align your choices and financial decisions with your changing goals and priorities.

Here’s the bottom-line:

Developing Clarity of Thinking in matters of finance is not just a luxury – it is the key skill to unleashing your financial success.

By gaining Clarity about your Financial Goals, Values, and Priorities, you can make informed choices and aligned decisions, build a solid financial foundation, and create a future of financial security and abundance.

Embrace the power of Clarity and you’ll notice the difference in your decision making and bank account.

To your Clear Thinking, Health, Wealth and Freedom!🙏💖

Millen Livis

August 30, 2023