Dare to Change Life Coaching & Mentoring

Tag: empowered

  • Story #5: From Comfort to Sacrifice to Compromise Again

    Story #5: From Comfort to Sacrifice to Compromise Again

    After the confrontation with my husband’s mother, we had our talk….

    I said to him: “You know…if you decide to leave – it’s up to you, if you decide to stay – it’s up to you, BUT I’m leaving.”

    We left the USSR in November 1989.

    We left everything we had accumulated for the last eight years and lived from a suitcase for months.

    Along the way, our luggage was stolen, so we literally only had the very basic necessities…but we kept going.

    We had to travel through many countries without the proper documents, and the journey took about five months.

    When we got to New York City in March of 1990, we started with a few adversities….

    My husband got very sick and had a high fever.
    I didn’t speak English.
    We didn’t have jobs.
    We were almost out of money.

    And yet…the moment I stepped on the ground in New York City, it felt wonderful!

    My “inner compass” had tapped me on the shoulder again and said, “You’re home!”

    I felt grounded…though in uncertainty.

    The beginning of our “new life” in the U.S. was challenging:
    I took a minimum wage job at a local florist shop and learned how to say, “What would you like?” LOL

    We had to go on welfare…for six months!

    I volunteered for a local hospital and took care of my daughter’s depression (from being separated from her grandparents).

    However, I kept my focus on getting a professional job so I could support my family.

    And so, we saved up enough money to get our first (old) car (paid $3000!!), so we could go to job interviews.

    That was an important milestone for us.

    As I self-taught English, I was dreaming about being a physicist again….

    However, my husband – being a very practical man – said: “It doesn’t matter what you love, in this country, even musicians become programmers, be practical!”

    And so, in the spring of 1991, I was hired as an IT consultant for Merrill Lynch and started working in the World Trade Center in NYC.

    On the outside, my life in corporate America was the typical American Dream.

    I worked hard, and as my skillsets grew, I advanced my career and was moving from one major brokerage firm to another, almost always in the World Trade Center in New York City.

    I worked with mostly men, and learned to survive by becoming “one of the boys around the water cooler.”

    It wasn’t the way I wanted things – but it was what had to be done to get along.

    Eventually, we bought a house in New Jersey, and my husband and I commuted about 90 minutes each way, every day.

    We were both making good 6-figure incomes.
    He took care of our money and settled in decorating our house, being a wife and mother at home, and “one of the boys” at work.

    I wasn’t paid as well as men at my same level, but I accepted that as a fact of life and kept moving ahead, conforming again, just to get along.

    It wasn’t what I wanted, it wasn’t what I dreamed I’d do with my life, but it was comfortable, and I was so busy, I didn’t think much about my future.

    What did you have to do instead of following YOUR dream?

    What sacrifices have you made for your family?

    Which dreams did you have to compromise on?

    To Your Health, Wealth, and Freedom!

    P.S. Want to read other stories? Click HERE to download the “BECOMING: Stories About My Journey From Surviving To Thriving.”

  • How to Become Financially Independent: 4 Essentials of the Wealth Pathway

    How to Become Financially Independent: 4 Essentials of the Wealth Pathway

    Millen Livis, Wealth Coach, Financial Empowerment Mentor, Building Wealth, Wealth Programs, Investing Training, Wealth Mindset

    “How did you become financially independent?”

    “How much money you had when you started?”

    “How much time did it take you to build the income needed for being financially free?”

    “How can I become financially free?”

    These are good questions that I hear from people who know me enough to ask them.

    And I totally understand the desire to know HOW…  While money is not everything and it cannot buy you happiness, it helps to enjoy life, right?  LOL

    In this articles I want to cover the HOW questions. But first, let ME ask you a few questions…

    …do you feel like you have to work hard for your money for the rest of your life?

    …do you worry that you don’t do enough for your financial future?

    …does the idea of becoming financially Independent seem like farfetched to you?

    If you’ve answered YES to ANY of my questions – keep reading.  Otherwise, stop and go for a walk, or make love, or dance, or whatever. LOL

    Are you still here? Then let’s dive into the 4 Essentials of the Pathway to Wealth.

    If you’ve read my books, or heard me speaking and teaching, you know that I always emphasize the Duality of Money and Wealth.

    Since EVERYTHING IS ENERGY, so IS MONEY.

    Money and Wealth have a certain energy vibration Frequency that YOU CAN ALIGN WITH.

    When it happens, you FEEL BLISSFUL and BLESSED, PEACEFUL and LOVED. NATURALLY.

    And you can literally rewire your brain to align with the frequency of wealth by training yourself using particular rituals and developing certain habits and attitudes. You can find this information in a few other articles here  and here.

    However, the information is not enough. You’ve got to apply it.

    You’ve got to TRAIN YOUR MIND to ALLOW, to RECEIVE with EASE, to BE in the Frequency of Wealth naturally and continuously.

    YES, your energy ALIGNMENT is super important. However, we also live in a physical, real world.  And in the real world, you’ve got to know the tactical/practical aspects of creating wealth.

    Just like when you travel and want to get from point A to point B, you likely want to have a map to your destination (or use your GPS), unless you know the terrain already. Would you agree?

    I distilled the intricacies of the PATHWAY to WEALTH into 4 essential elements. Let’s briefly go over them.

    4 Essentials of the Wealth Pathway

    1. MAKE MONEY. You’ve got to offer VALUE. You’ve got to GIVE in order to GAIN. Your own alignment with higher energy vibration is very important here because it helps you become magnetic to your clients, prospective clients, hiring managers, etc.

    Sources of income could be:

    • Job
    • Business
    • Other sources of income
    1. KEEP MONEY. You’ve got to control your in-coming and out-coming cash flow and keep some of your money so you can grow it. You have at least 3 levers to control your cash flow:
    • Income
    • Budget (or a certain pattern of Spending);
    • Debt 
    1. GROW MONEY. Develop a strategic plan for growing your money. You can use LEVERAGE to grow your money by:
    • Investing in the Stock Market
    • Investing in Real Estate
    • Investing in Private businesses
    • Buying a franchise business
    • Building your own business
    • Other
    1. MAKE MONEY WORK FOR YOU. You can design your Financial Independence by having multiple sources of passive income. That’s the financial setup when your money starts working for you. It’s not a question of IF but rather WHEN if you incorporate all the other essential elements.

    ALL 4 essentials of the Wealth Pathway are very intertwine. You’ve got to attend to all of them in order to experience true Financial Freedom.

    I hope that this simplified breakdown of the essential elements helps you see more clear how YOU too can get to Wealth and Financial Independence.

    However, there is a catch here.

    EVERYBODY WANTS TO HAVE WEALTH and FREEDOM BUT FEW ARE WILLING TO TRAIN TO HAVE IT.

    If YOU are one of those few, let me share with you a MAP of TRAINING OPPORTUNITIES that cover one or several Wealth Pathway essentials.

    These trainings are the VEHICLES designed to help you get to your desired destination faster and easier, with less setbacks and detours, and more fun.

    1. VEHICLE 1: ACTIVATE EFFORTLESS WEALTH 10-week online group mentoring program: you’ll to train your mind to ALLOW Wealth and to RECEIVE it with ease; you’ll change your relationship with money once and for all and you’ll release and heal old money (energy) blocks. This programs is valuable for your ESSENTIAL #1 – MAKE MONEY. 
    1. VEHICLE 2: YOUR POWER TO PROSPER 3-day PRIVATE LIVE event: You’ll learn and practice the elements of the energetic framework for CREATING WEALTH. The private setting and a sanctuary environment is perfect for practicing Alignment and activating your inner Power to Prosper. This training is valuable for your ESSENTIAL #1 – MAKE MONEY. 
    1. VEHICLE 3: LASTING WEALTH ACADEMY 4-month Wealth Building personal group mentoring training: You’ll uplevel your Wealth Mindset alignment, learn and practice Intentional Money Management (and calculate your Financial Freedom Number), then learn and apply strategic investing guidelines (e.g. the stock market and real estate investing), then…. Well, there is much more there. This program is valuable for your ESSENTIALS #2, #3, and #4.  

    So, now you’ve got the PATHWAY, the MAP and the VEHICLES to get to your desired DREAM LIFE and FREEDOM faster and easier.

    And since YOU ARE the CEO of your life, you’ve got to DECIDE what is REALLY important to you and what is your COST OF WAITING to start your journey to FREEDOM and WEALTH.

    To your Health, Wealth and Freedom!

    Millen

    P.S. This is the stuff I wish I had when I first started on my journey to Wealth and Freedom. Now I’m offering it to you. Frankly, I don’f know if it’s valuable to you or not… there are a lot of variables here. However, if you’re truly ready to step out of your old story and are  committed to your goals – I am open to have a CONVERSATION and see if there is a fit.

    Here’s the video I recorded about the 4 Essentials of the Wealth Pathway