Dare to Change Life Coaching & Mentoring

Tag: empowerment

  • 💰🚀 8 Key Components For Achieving Freedom And Prosperity

    💰🚀 8 Key Components For Achieving Freedom And Prosperity

    The other day I had a call with one of my colleagues, where we shared our life stories…

    I recall telling her that when my cousin from Boston visited my villa in the South of France, she said: “That’s just for you… I could never imagine having something like that…”

    Then I told to my colleague the story of how this villa came about….

    … How my boyfriend, who used to fly from France every month to see me in the U.S., was stopped by the U.S. custom, put to jail on the suspicion that he was illegally working in the US, then was deported and prohibited from entering the US for many years…

    … How I proposed to him (very out of character for me…)

    … How I flew to France and we found a rundown house in Provence that nobody would buy because of the mold it was covered with… … … How we got lucky and bought it for the minimum amount of down payment we were able to make…

    … How we started doing renovation by ourselves ‘cause we couldn’t afford contractors at the beginning…

    When I finished, my colleague was so inspired and said “I have to DREAM BIGGER”!

    I am sharing this with you to demonstrate that you get lucky when you act on what you want to experience in life, when you stop being “stuck” in your familiar “comfort zone” and do things that are not easy but necessary to live the life you love.

    So, where are you now, in terms of money?

    Are you frustrated that you work hard and make good money yet live paycheck-to-paycheck?

    Constantly worry and feel anxious about not having enough money to retire?

    Or not being able to save much and still paying off your consumer debt?

    Have you noticed…

    … how worrying about your financial future affects your health, or relationships, your work?

    … how you are sick and tired of “surviving” instead of living on your terms?

    Or maybe you’ve reached a plateau with your finances and want to scale up?

    If that’s how you feel, I hear you!

    When your mind is busy worrying about money and financial security, it’s not always easy to see and experience abundance in your life.

    And as a result, your confidence might be undermined; or you are afraid to trust anyone because, possibly, you had bad experience in the past with financial advisors, or you are afraid to invest the money that you have because you’re afraid to lose it….

    And from that place, it’s not easy to create an abundant free life, where the flow of money and opportunities come with ease and joy.

    It is my intention that you develop Unshakable Confidence, Self-Worth, and Success Aptitude, so that you will be able to handle any challenges in your life from a higher perspective and with more optimism.

    And my deepest desire is that you become Unstoppable and Capable in your pursuit of financial independence and start DREAMMING BIG.

    YOU ARE A POWERFUL CREATOR, so think, feel and act like one.   

    As International Holistic Financial Independence Mentor and the creator of the SYSTEM for becoming Financially independent called The MILLENaire Method, I use my intuition, business and investing expertise to help women become financially independent.

    I myself achieved Financial Independence within 7 years and now live my dream life – own beautiful homes in the South of France and South Florida, travel the world, and do what I want.

    I have the FREEDOM of CHOICE, TIME, LOCATION, and MONEY.

    I live what I teach and know that YOU CAN experience more Freedom, Joy and Abundance in YOUR life… if you choose to commit to your vision!  

    We often talk about Abundance Mindset… but it means different things to different people…

    For me, Abundance Mindset means:

    ✅ Having Loving Relationship with Money (“money is my friend that has my back”

    ✅ Appreciating life “as is” and being eager for more (nothing wrong with wanting more…)

    ✅ Believing that Scarcity and Lack are mind’s illusions (because they are…)

    ✅ Believing that YOU ARE CONNECTED to the Infinite Source of Abundance and Unlimited Potential (because YOU are connected to The Source)

    ✅ Believing that YOU ARE CAPABLE and RESILIENT

    ✅ Knowing that YOU MANIFEST YOUR REALITY thru Intention, Attention and Conscious Thinking

    ✅ Living life from a place of Gratitude, Ease, and Flow

    Abundance Consciousness ALWAYS precedes Manifestation – it’s a precursor to experiencing Wealth and Freedom in your life.

    So, you’ve got to achieve a vibrational harmony with what you desire!

    OK, without further due, let me share the…

    8 Key Components For Achieving Freedom And Prosperity:

    1. Clarity about your goals and desires.

    2. Healthy Relationship with Money.

    3. Abundance Mindset and Prosperity Consciousness (some refer to this as Inner Psychology)

    4. Commitment, Unshakable Confidence, sense of Self-Worth (this component also belongs to Inner Psychology)

    5. Savvy Money Management skills (Upgraded Skills)

    6. Strategic Investment skills and developing YOUR unique personalized path to Financial Freedom (Upgraded skills and Strategic Investment Plan)

    7. Environment and Lifestyle that support success (having supportive Environment is essential)

    8. Guidance and support from a coach or a mentor, who believes in you and knows how to help you achieve your desired results. (Environment)

    Now it’s the best time for you to take aligned actions and apply your knowing!

    To your Health, Wealth and Freedom!

    Millen Livis

    P.S. Let me know what resonated with you, what triggered you, and what questions do you have for me.

  • How to Cultivate the Power of Clear Thinking to Unleash Your Financial Success

    How to Cultivate the Power of Clear Thinking to Unleash Your Financial Success

    In a world filled with constant financial choices (a.k.a. “shiny objects”), promising opportunities to satisfy our desires, and very little programming for self-discipline, developing clarity of thinking has become more crucial than ever before.

    So, let’s start with exploring why clarity is essential for financial wellbeing, how it shapes your financial decisions, and how to cultivate this empowering skill.

    PART 1: Significance of Clarity around your Money

    Clarity of thinking is the bedrock for building a solid foundation for your financial success.

    It allows you to gain a crystal-clear vision of your financial goals and develop a realistic path to reach them.

    Without clarity and common sense, you may stumble through life, struggle with living paycheck-to-paycheck, and worry about your financial future even though you make good money!

    One of my beautiful and smart clients, let’s call her Sarah, struggled with living paycheck-to-paycheck and constant money worries for years.

    She felt overwhelmed by snowballing debt that she and her husband accumulated after unfortunate circumstance, and was unable to make sound financial decisions, which led to jeopardizing her relationship and health (she develop several stress-related health conditions).

    It wasn’t until Sarah took the time to gain clarity about her financial goals and priorities that she was able to turn her situation around.

    With newfound clarity and sense of control over her money, she started mapping her money along different money buckets in alignment with her priorities and goals, diligently implementing this new intentional money management, and made informed investment decisions that propelled her towards desired financial security.

    Part 2: Clarity influences your financial Decision-Making process!

    When you have clear understanding of your financial goals, values, and priorities, you can make informed choices and decisions that are aligned with your long-term vision.

    Clarity enables Empowerment.

    Because it empowers you to cut through the shiny objects, the noise of market fluctuations and other external pressures, and enables you to make confident financial decisions.

    If you are a high-income earner yet live paycheck-to-paycheck for years and are not seeking support to help you change this situation, you’re lacking clarity of thinking.

    If you make good money and don’t have a strategic plan to become financially free, you’re lacking clarity of thinking.

    And if you’re counting and saving every penny yet feel like life is about surviving… instead of looking for solutions to change your money mindset and your money experiences, you’re lacking clarity of thinking.

    When I was experiencing my “dark night of the soul”, when I was divorced, deeply depressed and broke, I kept saying to myself “I am such a failure… I have great education, great experience, and great intentions and look at me now…”

    I was lacking Clear thinking. I felt stuck in unsupportive unhealthy thinking and was focused on my challenges and problems, instead of solutions. This thinking pattern led to downward spiral that literally brought me to my knees.…

    Fortunately, I was introduced to a coach, who helped me shift my thinking patterns and return to clear thinking.

    And THAT made all the difference for me. I became financially independent within 7 years!

    Sometimes we all need a little help and it’s ok… because it’s the outcome that matters. Right?

    Part 3: Cultivating Clarity of Thinking for Financial Success

    Let me be frank…

    Cultivating clarity of thinking in the realm of finance is a journey or a marathon, not a sprint, and it requires deliberate effort and self-reflection.

    Let’s explore practical steps to develop and nurture this invaluable skill that is essential for financial success.

    Step 1: Define Your Financial Goals.

    Take time to define your short-term and long-term financial goals. Be specific, measurable, and realistic.

    Clarify what financial success means to you personally, describe it by writing about it into your journal and get excited about your vision.

    Remember, Clarity enables empowerment.

    Step 2: Identify Your Values and Priorities.

    Reflect on your values and what truly matters to you.

    Align your financial decisions with your core values to create a meaningful and fulfilling financial path.

    Getting clarity about your values and priorities will save you time, headaches and regrets!

    Step 3: Educate Yourself.

    Gain knowledge and understanding about personal finance.

    Learn about intentional money management, strategic investing, investment risk management strategies, and wealth-building principles.

    Clarity is often born from a solid foundation of knowledge.

    Step 4: Create a Path to Financial Independence.

    Develop a detailed financial plan that encompasses your goals, your money mapping, your FFN (Financial Freedom Number) and your FFI (Financial Freedom Income), and investment strategies.

    A well-defined plan provides a path towards financial success and freedom.

    Step 5: Regularly Review and Adjust your plan.

    Have monthly “Money Dates”! J

    Review your financial progress and make necessary adjustments.

    Clarity evolves over time.

    Staying proactive allows you to align your choices and financial decisions with your changing goals and priorities.

    Here’s the bottom-line:

    Developing Clarity of Thinking in matters of finance is not just a luxury – it is the key skill to unleashing your financial success.

    By gaining Clarity about your Financial Goals, Values, and Priorities, you can make informed choices and aligned decisions, build a solid financial foundation, and create a future of financial security and abundance.

    Embrace the power of Clarity and you’ll notice the difference in your decision making and bank account.

    To your Clear Thinking, Health, Wealth and Freedom!🙏💖

    Millen Livis

  • 5 Simple Tips for Creating Your Best Rich Life

    5 Simple Tips for Creating Your Best Rich Life

    Today I want to share some insights on how to use the power of intention to transform financial fears.

    In the current economic climate, it’s natural to experience fear and anxiety around money and financial future.

    And the tax return filing deadline we have in the U.S. this week only adds more stress to our already hectic lives.

    As a holistic financial independence mentor, I understand that the fear of not having enough money, of losing money, or of not being good with money can be overwhelming.

    However, you can harness the power of your intentions and elevated emotions by coupling your intentions with the powerful emotion of fear to take control of your money and your financial future.

    By setting clear specific intentions, connecting to your intentions emotionally (e.g.

    getting excited, grateful, loving, forgiving, etc.) and committing to your

    financial goals, you can tap into your spiritual power and achieve unimaginable

    success and create your best rich life.

    Here are some tips to get started:

    1. Set your intention(s).

    Define your values and write down your intentions. What motivates you to achieve your financial goals? Setting your intention will help you stay focused and motivated.

    2. Commit to your goals.

    Make a decision to commit to your goals and take aligned action towards achieving your financial goals. This can be as simple as saving for emergencies, creating a budget, or investing for the long term. By taking aligned actions, you will build momentum and start seeing results.

    3. Practice gratitude.

    Gratitude is a powerful spiritual practice that can help shift your mindset from fear to abundance.

    You cannot be grateful and fearful at the same time!  

    Take a moment every day to reflect on the things you are grateful for in your life, including your financial situation.

    4. Visualize your best rich life.

    Once you write down your intentions, visual them. Visualization is a powerful tool that can help you overcome limiting beliefs and visualize your desired financial future. Take a few minutes every day to visualize yourself achieving your financial goals, feeling confident and empowered.

    5. Have faith. Trust the Universe.

    Trusting the Universe means believing that everything happens for a reason and that you are on the right path. When you trust the Universe, you allow yourself to surrender in faith and open yourself up to incredible opportunities and abundance.

    I recently had a fantastic 3-part interview with Dr Nisha Manek, MD, who studied the power of intention from the scientific standpoint.

    She shares her insights about transforming a powerful negative emotion like fear into an incredibly powerful positive force by coupling it with laser-focused intentions and elevated emotions.

    Watch the last part of this 3-part interview series in the latest episode of the More Money with Millen show ” Your Path From Fear To Freedom”.

    Remember, expanding your awareness about your true nature and your spiritual power is a personal journey, and there is no one-size-fits-all approach.

    What works for one person may not work for another.

    However, by incorporating spiritual practices into your financial planning, you can tap into a source of power that can help you overcome fear and create your best rich life.

    If you want guidance or support on your financial journey, please do not hesitate to contact me.

    I am here to help you WIN the Money Game and create your best rich life.

    To your Health, Wealth and Freedom! 🙏 💖

    Millen Livis

    P.S. If you can, join me LIVE for the More Money with Millen show every Wednesday, at 10 am ET, right here, on my LinkedIn page

  • How to Overcome Fear of Investing

    How to Overcome Fear of Investing

    As you may know, I believe that developing a wealth mindset and understanding the metaphysical laws of money and abundance are the essential elements of creating Financial Independence. 

    However, being savvy about managing and investing your money is another essential aspect of creating Financial Independence.

    If you don’t save and don’t invest your money strategically, no matter how much you may be earning right now, it’s unlikely that you’ll enjoy financial independence or have a comfortable early retirement.

    Unfortunately, many women are afraid of investing because they are afraid to lose money… 

    And when they hear confusing advise (like “You should diversify!” and “NO! Don’t diversify!”) – they resign to doing nothing (and lose time and opportunities) OR choose to delegate managing their money to advisors, spouses, or partners…and often lose even more money.

    That’s why, today, I chose to share this short video with you. 

    Now, I have a question for you.

    What would your life be like if you could do what you want, buy what you want, have the amazing experiences you want…without worrying about money?

    And if you’re ready to trade worries about money for complete freedom, why not get started now? 

    I’ve opened up a few slots for my PRIVATE Complimentary “Financial Freedom Lifestyle” sessions, where you can see your worry-free future unfolding in front of you.

    Sound exciting? 

    Great! 

    Send me an email to Millen@DareToChangeLife.com with the subject line Financial Freedom Lifestyle, describe your current situation, financial goals and timeframes, and your level of commitment to your goals (on a scale of 1-10).

    I look forward to hearing from you! 

    To your Health, Wealth, and Freedom!

  • There Are Two Categories of Women. Which One Do You Put Yourself In?

    There Are Two Categories of Women. Which One Do You Put Yourself In?

    Do you feel like time flies faster and faster, or it’s just me?

    Is it my age or the age we live in? Or both? LOL

    I’m spending my last week at a healing facility in the French Alps.
    I enjoy taking the time to nourish my body with different thermal baths, thermal mud treatments, and hydro-massages.

    And each Sunday, I visited local attractions – castles, beautiful parks, lakes, and small cities.

    I meditate a lot here…

    And every moment, I feel SO infinitely grateful for the life I have created…my beautiful daughter, loving husband, amazing clients, incredible adventures and travels….
    FREEDOM of time and choices.

    So, what occurred to me may sound somewhat controversial, but hear me out….

    What occurred to me is that there’re two kinds of women in the world:

    1. Women who spend their whole lives working to make money.

    AND

    2. Women who enjoy FREEDOM in their lives because they figured out how to make their money work for them.

    Would you agree?

    Those women in the first category often make a good living – have high-paying jobs or run profitable businesses – yet they still don’t have the FREEDOM and INDEPENDENCE that they crave so deeply.

    While the women in the second category have learned how to think, plan, and act strategically with their money. And voila…they can choose when and how much (or how little) to work, who to spend time with, where to live, how to be….etc

    So, which category do you think are in? First, second, or somewhere in between?

    The good news is that it’s a simple transformation to get from the first to the second category.

    It may not be easy, but it is simple. Unfortunately, we don’t learn this at school.

    If you have young kids, they observe your choices and life experiences and unconsciously repeat them, just like you probably got programmed by observing your parents. You don’t need me to tell you how important it is to model “good money habits” for children.

    So, if you happen to be in the first category, are you going to wait for the pandemic to be over to start planning your desired financial future? Or for the economic condition to improve, for getting married or for your partner to be more supportive, or making more money at your job or business?

    How many more years are you willing to wait before you start creating your Financial Independence so that YOU, too, enjoy more freedom in your life?

    Ask yourself these questions.

    After all, none of us are getting any younger….

    Let me know what you think about my controversial “download.”

    To your Health, Wealth, and Freedom!

    P.S. Sometimes tough times are what call us to grow. And to step into things we normally wouldn’t be “ready” for.

    If you crave more FREEDOM in YOUR life, you may want to connect with me ASAP.

    I want to help you identify YOUR fastest path to Financial Independence. 

    Email to Millen@DareToChangeLife.com with the Subject Line “I want Financial Independence” and we’ll schedule a complimentary call.

  • 5 Tips to Overcome Fear of Investing

    5 Tips to Overcome Fear of Investing

    I was recently asked in my private Wealth Building For Powerful Women group: “How can I overcome the fear of investing?”

    And because it’s such a common block for many people, especially after experiencing huge “paper losses” in the recent markets’ swing to bear territory, I feel that this topic deserves a closer look.

    By the way, I suggest that you also check out the 3 Common Misconceptions about Investing.

    Tip #1: Get Solid Knowledge About Strategic Investing  

    It’s natural for us to feel fearful about doing something we don’t understand well or don’t have solid knowledge about.

    Remember your math or science classes at school? The subjects seemed complicated and even scary sometimes…until you learned and understood them.

    Even driving a car at first, when you were just getting started, felt like a complex skill, right? And now you can drive it with your eyes closed… well, almost. LOL

    The exact same approach applies to becoming knowledgeable about investing – the more you learn and practice, the more competent, confident, and discerning you become about making financial decisions.

    In addition to learning about different investment strategies, different financial instruments available to you, and various ways to manage investment risk, you can also learn how to deal with market cycles, how to plan for retirement, and how to create a solid investment portfolio that will carry you over market downturns and economic recessions. 

    You can read books (e.g., Tony Robbins: “Money” and “Unshakable”, or Millen Livis: A Shift Toward Abundance: Pathway to Financial Freedom) , read financial publications (e.g., Wall Street Journal) and financial articles on the Internet, listen to financial podcasts (e.g., The Investing for Beginners or The Investor’s Podcast), take online or LIVE investment training (e.g. Grow Wealth with Stock Market Investing and Grow Wealth with Real Estate Investing), watch financially-inclined youtube channels (e.g. MillenLivisChannelWealth) 

    *When it comes to investment training, it’s very important that you trust and connect with the instructor/guide. 

    Tip #2: Think LONG Term

    Think LONG term – don’t worry about “making it happen” and “getting it right” in a short time. All strategic investors have a long view investment horizon. 

    Having a longer timeframe helps mitigate risks from cyclical financial markets, but it also gives you time to test your strategies, make adjustments, and decrease pressure to hit “home runs” with each investment.

    So, don’t judge your investment portfolio’s performance after just a month… or even a year. 

    Investment portfolios can sometimes take a decade or two to produce that long-term 9% + returns. Be patient and let your portfolio grow into its full potential.

    Tip #3: Start Small

    Allow yourself to screw up at the beginning. That’s normal with just about anything, right? That’s how we learn.

    So start small, give yourself room to learn through experience. You can even start by using “paper-trading” options that some brokerage companies offer….

    Also, decide how much you can stand to lose (it’s called “risk tolerance”). You can use “trailing stops” to control your losses.

    What I like about stock investing is that it doesn’t require large sums of money upfront (if you’re planning to invest on your own instead of hiring an investment advisor to manage your money, which usually requires a large minimum – from $250K to $500K).

    There are a number of micro-investing services out there on the Internet that can help you get started investing when you don’t have a lot of cash to allocate. Do some research and read users’ reviews before opening an account.

    Tip #4: Adjust and Refine

    We learn the most from our mistakes. If what you were doing at first isn’t working out – PAUSE. You can always adjust and refine your strategies as you learn and become more experienced. 

    It’s totally OK to change your strategies if you realize you made a mistake. The worst mistakes are made when we panic.

    When you make up an investment portfolio, you want to take into account the amount of money you have to invest, your investment goals and timeframes, and your risk tolerance. 

    Your investment portfolio needs to have an adequate asset allocation that takes all of these factors into account. 

    Always think about striking a balance between GROWING your money and PROTECTING it at the same time.

    And if your financial situation or needs change, you can always adjust your portfolio’s asset allocation. So, there’s no need to be frightened about making a mistake – you can always course-correct.

    Tip #5: Keep a Bigger Perspective

    Let’s say you lose money on some of your investments. 

    First of all, if you do your research and know what you’re doing, you can NEVER lose 100% of your invested money. 

    Secondly, you’re not going to jump into financial markets with ALL your investable funds, right?  And so, since you’re not investing the cash you need to survive tomorrow or next month, it’s OK to allow some “paper losses” while markets go through temporary corrections. 

    If you don’t panic and don’t sell when everybody panics, your paper losses can recover… 

    When you’re investing for long-term goals, you don’t need that money for a decade or more. And in the long run, the markets tend to go up.  

    The Bottom Line 

    The fear of investing is not easy to overcome. It is especially hard if you lost a lot of money in the past. Nobody likes losing money…even if it’s just temporary. 

    So, I understand that making that first leap into the markets may feel hard and scary. But just because it feels hard and scary to you right now doesn’t mean that you should avoid investing altogether.

    Think about all those times in your life when you felt scared before you learned how to do it well. Biking, swimming, driving, speaking a foreign language(s)… And once you learned the skills, it became natural for you…

    And so, use the 5 tips shared in this article, learn about investing, and practice until investing becomes another natural skill for you. 

    To Your Health, Wealth, and Freedom!

    PS: Click below to DOWNLOAD the free Wealth Planner
    https://daretochangelife.com/wealth-planner and start taking simple steps on your road to Personal Freedom and Financial Independence.