Dare to Change Life Coaching & Mentoring

Tag: empowerment

  • Story #6: Surviving in Corporate America in the 90’s

    Story #6: Surviving in Corporate America in the 90’s

    In 1992 my parents re-united with us in the States…. My father had liver cancer and died four days after his arrival….

    Before he died, for the first time in my life, he said, “I love you, and I’m sorry for the way I treated you as a child… I just wanted you to know how to SURVIVE.”

    I didn’t realize it then, but SURVIVAL would become a major theme in my life for the next ten years.

    And the more I worked in the corporate environment, the less satisfied I became.

    We would work on projects for months, I would inspire my team to do their best work, and then…someone from the “higher up” would cancel our project.

    And most of the time, we didn’t even know “why”…

    It was all so superficial, so meaningless for me. My work became just a way to survive, to pay the bills.

    My ultimate reminder of this came in 1994!

    I was working in the World Trade Center (WTC), Tower 2, on the 56th floor, when the first WTC bombing happened.

    The explosion blew up the parking garage and filled the building with smoke.
    At first, we were not allowed to leave, and it was terrifying.

    In moments like that, you often start thinking about what’s really important in your life….

    When they finally let us go – we had to walk down the staircases in the dark, 1000’s of people, holding hands and trying to help one another survive.

    When I reached the ground floor, I was still in shock and covered in smoke. It took hours to walk home… and let my family know I was OK (there were no mobile phones at that time).

    On that day, I learned TWO life lessons:

    – Your life can change in an instant, and
    – It’s vital to appreciate what you have before it’s gone.

    Many of my coworkers decided not to come back to the company after this scary experience. I chose to stay and to appreciate what I had, putting my dreams on hold again.

    Throughout the ’90s, my husband and I continued to work in the World Trade Center, commute 3 hours a day, while raising our daughter.

    It all looked great on the outside – comfort, parties, beautiful house – but the stress of conformity was getting to me.

    For my entire life, it has always been very important to me to feel that what I do, what I spend my life on, is something that creates a difference in the world.

    My corporate job didn’t do that….

    My work became so meaningless to me—just a way to pay the bills.

    Being comfortable financially but feeling “empty inside” was NOT enough for me anymore!!

    And so, to cover my pain and disappointment with myself, I developed some bad habits… I became a shopaholic.
    Instead of dealing with the pain in my heart and soul, I was avoiding FEELING numb inside by spending money on “stuff.”

    I knew I wanted more than Survival, and somehow I knew I could be more!

    But I felt STUCK!

    My daughter was doing great, but like all young girls in their late teens, she was thinking about her friends and going off to college.

    In addition to working 50+ hours a week, my husband had decided to pursue his dream and started a software consulting company with several of his friends.

    Because he was working another 50+ hours a week on his new business…we hardly talked to each other, except for an occasional long commute home, when we were both too exhausted to even talk.

    I ended up doing everything at home because he was never there….

    Instead of a husband, I had a roommate. Instead of raising our daughter together, I felt like I was a single parent, raising an unhappy teenage daughter because she had an absentee father.

    I was 42, I WAS ALONE, UNHAPPY AND UNFULFILLED, facing an empty house and a meaningless life.

    And so, I became angry and frustrated.

    Not so much with my life situation, but with myself…
    I felt disappointed in myself for not having a clear plan, and for ignoring my dreams for so long.

    My daughter was leaving for college, and my “inner compass” tapped me on the shoulder again and kept asking,

    “What’s next?” “How much time do you think you have left?”
    “If not now, when?”

    I remember the moment it all came bursting out of me, like a giant firehose of emotions:

    • all those feelings I had stuffed inside for years…and tried to forget about
    • all those times I had compromised and conformed to survive
    • all those meaningless projects at work
    • all the emptiness and loneliness I felt at home, that I tried to fill up with shopping to numb the true feelings inside.

    It all burst out of me…and I recall screaming at the top of my lungs:

    “If I have to conform for the rest of my life – what’s the point?”
    “I have to do something NOW because I’m wasting my life.”

    This was a pivotal moment in my life!

    That admission, that personal confession that I finally put into words, fired me up, and moved me forward.

    I was ready to Dare and Change My Life.

    The first thing I did…applied and was accepted to The Wharton Business School of the University of Pennsylvania, executive M.B.A. program.

    Do you have a plan for when “unexpected stuff” happens in your life?

    Have you ever had a job that was meaningless to you – just the means to survive, pay the bills?

    Have you ever felt “stuck”? At your work? In your relationship?

    Have you had this feeling, “I am wasting my life…I’ve got to change!”?

    To Your Health, Wealth, and Freedom!

    P.S. Want to read other stories? Click HERE to download the “BECOMING: Stories About My Journey From Surviving To Thriving.”

  • Story #5: From Comfort to Sacrifice to Compromise Again

    Story #5: From Comfort to Sacrifice to Compromise Again

    After the confrontation with my husband’s mother, we had our talk….

    I said to him: “You know…if you decide to leave – it’s up to you, if you decide to stay – it’s up to you, BUT I’m leaving.”

    We left the USSR in November 1989.

    We left everything we had accumulated for the last eight years and lived from a suitcase for months.

    Along the way, our luggage was stolen, so we literally only had the very basic necessities…but we kept going.

    We had to travel through many countries without the proper documents, and the journey took about five months.

    When we got to New York City in March of 1990, we started with a few adversities….

    My husband got very sick and had a high fever.
    I didn’t speak English.
    We didn’t have jobs.
    We were almost out of money.

    And yet…the moment I stepped on the ground in New York City, it felt wonderful!

    My “inner compass” had tapped me on the shoulder again and said, “You’re home!”

    I felt grounded…though in uncertainty.

    The beginning of our “new life” in the U.S. was challenging:
    I took a minimum wage job at a local florist shop and learned how to say, “What would you like?” LOL

    We had to go on welfare…for six months!

    I volunteered for a local hospital and took care of my daughter’s depression (from being separated from her grandparents).

    However, I kept my focus on getting a professional job so I could support my family.

    And so, we saved up enough money to get our first (old) car (paid $3000!!), so we could go to job interviews.

    That was an important milestone for us.

    As I self-taught English, I was dreaming about being a physicist again….

    However, my husband – being a very practical man – said: “It doesn’t matter what you love, in this country, even musicians become programmers, be practical!”

    And so, in the spring of 1991, I was hired as an IT consultant for Merrill Lynch and started working in the World Trade Center in NYC.

    On the outside, my life in corporate America was the typical American Dream.

    I worked hard, and as my skillsets grew, I advanced my career and was moving from one major brokerage firm to another, almost always in the World Trade Center in New York City.

    I worked with mostly men, and learned to survive by becoming “one of the boys around the water cooler.”

    It wasn’t the way I wanted things – but it was what had to be done to get along.

    Eventually, we bought a house in New Jersey, and my husband and I commuted about 90 minutes each way, every day.

    We were both making good 6-figure incomes.
    He took care of our money and settled in decorating our house, being a wife and mother at home, and “one of the boys” at work.

    I wasn’t paid as well as men at my same level, but I accepted that as a fact of life and kept moving ahead, conforming again, just to get along.

    It wasn’t what I wanted, it wasn’t what I dreamed I’d do with my life, but it was comfortable, and I was so busy, I didn’t think much about my future.

    What did you have to do instead of following YOUR dream?

    What sacrifices have you made for your family?

    Which dreams did you have to compromise on?

    To Your Health, Wealth, and Freedom!

    P.S. Want to read other stories? Click HERE to download the “BECOMING: Stories About My Journey From Surviving To Thriving.”

  • Story #4: Why Women Compromise?

    Story #4: Why Women Compromise?

    My daughter was born in March of 1981.

    I graduated from the University with a Physics degree in June 1981.

    For my entire life, I wanted to be a physicist, but the “Good Old Boys’ Club” had taken that opportunity away from me, and now my husband and I had a fragile child to raise.

    In September, I made one of the biggest compromises of my life. Instead of becoming a physicist, I became a software developer and entered the world of IT (Information Technology).

    Similar to the United States at that time, if you were a woman who worked with computers in the former USSR, you were probably the only woman in the room. And unspoken rules were clear – do what you were told and don’t expect much.

    Opportunities for advancement were few. Women were paid less than men.
    My male colleagues performed many of the same tasks, but they were always paid more and treated better. Again, the unspoken rules…

    I was not happy with these rules, BUT I felt that I had to compromise for my family, for my child. We needed a second income….

    Was it worth it?

    In my opinion, Yes.

    Being a young mother, I would have made any compromises for my daughter.

    By the way, when we went back to the doctor after my daughter’s first birthday – he seemed shocked…. He could not believe how healthy and happy my little girl was.

    When I saw the doctor’s surprise, all I could think about was the day my
    father told me that I could NEVER raise a special needs’ child and how I screamed at the top of my lungs, “Just Watch Me!”

    OK, let’s go back to my professional career.

    Through the years, as I held several jobs I didn’t like, working with people who didn’t want me to be there, I kept hearing the same things over and over:

    • “It’s not possible for a woman to do/be _____”
    • “Why don’t you just stay home and take care of your family?”
    • “That’s just the way life is”
    • “Don’t rock the boat.”
    • “Be happy with what you have, you’re comfortable, aren’t you?”

    My parents hated change.

    My husband hated change.

    I craved change.

    The more I lived inside the “status quo”, the more I knew my daughter had very few real opportunities for a happy life…. And so, in spite of everybody else, I decided to leave the USSR.

    My inner compass was tapping me on the shoulder again, whispering that it was time to stop compromising and start living!

    Living in integrity with my dreams… for myself and my daughter.

    One day, I told my mother-in-law that I didn’t want my daughter to go through what I went through, and I was going to leave the country.

    She said, “Over my dead body, you are not leaving!”

    I replied, “I can’t wait that long!”

    What values and beliefs helped you make the choices and decisions that shaped your life?

    What was the biggest compromise you’ve had to make for your family?

    What kept you in the “status quo” or “surviving” situation for longer than you wanted? And how DID YOU get out of it?

    To Your Health, Wealth, and Freedom!

    P.S. Want to read other stories? Click HERE to download the “BECOMING: Stories About My Journey From Surviving To Thriving.”

  • Vlog 6 Living Through Adversity: CLARITY IS ESSENTIAL FOR MAKING GOOD DECISIONS

    Vlog 6 Living Through Adversity: CLARITY IS ESSENTIAL FOR MAKING GOOD DECISIONS

    Have continuous annoying “What If…..?” thoughts running in your head?

    Have a challenging time discerning what to do now and what to do next?

    What to do with your retirement money now? Is it a good time to invest right now? What to do with credit card debt now? How to handle the lack of cash-flow from a business? Should I change my career after this is over?

    Fear and anxiety usually show up when we deal with uncertainty.

    Yet, while these feelings are genuine and normal, they cloud our clear thinking.

    And CLARITY is required for making the right financial decisions.

    Unfortunately, lack of clarity is what many of us are experiencing right now.

    That’s why CLARITY is the “anchor word” and focus of this vlog.

    Let me know your takeaways.

    To Your Health, Wealth, and Freedom!

     

    P.S. Now that we all have to follow “social distancing” guidelines, being connected to like-minded people, and having support and communication is more essential than ever.

    If you want to be part of such a community of women who are on their journey to personal freedom and financial independence, I invite you to join my PRIVATE and FREE community Wealth Building for Powerful Women.

    It’s an awesome sisterhood of brilliant, caring, and committed women.

     

     

  • Vlog 5 Living Through Adversity: How to Manage Your Money NOW

    Vlog 5 Living Through Adversity: How to Manage Your Money NOW

    Money is on our minds… a LOT.

    For some people, concerns about their financial health are as severe as their physical health (or even more.)

    And it’s not surprising….

    Money is one of the main sources of worries, anxiety, and fear in a time of adversity.

    However, there is no cookie-cutter approach to managing finances right now because we are all affected differently by the pandemic – some people lost income completely, others’ income was affected partially, and yet others have not lost income at all.

    And so, what you do right now with your money depends on your current cash-flow situation.

    If you lost income, it’s time to be strictly tactical and focus on managing “what is” – your PRESENT – the best you can (adhere to a budget, review discretionary spending, etc.).

    If your cash-flow has not been impacted in a significant way, it’s time to be both tactical AND strategic so that you manage “what is” and plan for “what will be.”

    In this vlog, I share my ideas for people in both “camps.”

    Let me know your takeaways.

    To Your Health, Wealth, and Freedom!

    P.S. have you heard yet about the brand new LIVE 5-day training Strategic Thinking Lab that starts next Wednesday, April 22nd? It’s an excellent opportunity to learn and practice your strategic thinking, organize your thoughts about your finances, and accomplish at least one financial goal together!
    And right now, you can get in for a SUPER SPECIAL investment of ONLY $17 (SAVE whooping $280 of its regular price).

    CLICK HERE TO SIGN UP WHILE THE REGISTRATION IS OPEN

     

     

     

  • Vlog 4 Living Through Adversity: A Simple Yet Powerful Practice to Change Your Emotional State

    Vlog 4 Living Through Adversity: A Simple Yet Powerful Practice to Change Your Emotional State

    Today I want to share with you a simple yet powerful practice you can use to change your emotional state…

    Last week I spoke with a smart professional woman who wanted to know my opinion about her plans to invest in the stock market…

    After just a few minutes into the conversation, I realized that she is NOT in a position to make sound financial decisions…of any kind right now.

    The worst decisions I’ve ever made were those made from a place of fear.

    This woman was so deeply affected by her fears triggered by the pandemic that it was clouding her thinking…making her consider unwise choices.

    This conversation and my own experiences living through adversities made me choose the topic for today’s Vlog.

    You know that fear is a natural human reaction to threat.

    Our reptilian brain, the oldest of the three brains (the reptilian, limbic and neocortex), controls our body’s vital functions such as heart rate, breathing, body temperature, balance, etc.

    And it also controls our survival instincts – Fight, Flight, or Freeze responses.

    When we experience emotions like fear, anxiety, worries, and “what if” thinking – our body and mind get into a state of contraction and stress.

    And if we stay in this state of stress and contraction for a prolonged period, we may compromise our immune system, get depressed, or experience other diseases.

    HOWEVER…

    Fortunately, we can intentionally control our focus (and energy flow).

    We can choose to shift our focus, which will help us shift our body and mind from the state of contraction (caused by fearful emotions) to a state of expansion and peacefulness.

    One of the techniques I like to practice is living in a state of radical Appreciation.

    So, what exactly does it take to live in this state?

    In this Vlog #4, I share 3 aspects of this powerful practice.

    Let me know your takeaways… What do YOU use to change your emotional states?

    To Your Health, Wealth and Freedom!

    P.S. Now that we all have to follow “social distancing” guidelines, being connected to like-minded people and having support and communication is more essential than ever.

    If you want to be part of such a community of women who are on their journey to personal freedom and financial independence, I invite you to join my PRIVATE and FREE community Wealth Building for Powerful Women.

    It’s an awesome sisterhood of brilliant, caring and committed women.