Dare to Change Life Coaching & Mentoring

Tag: essentials

Odd Holiday Message
I believe you’re reading this because you’re not where you want to be financially in your life.

Because there’s a gap between your aspirations and your current financial reality.

Yes?

And I also suspect you have tried to change your financial situation before. Probably a few times….

Tight budgeting? Done.

Money mindset program(s)? Done.

Dabbling with stock investing? Done.

Investing in your own business? Done.

You may feel like you’ve tried so many things already yet without a dent in your bank account’s balance, let alone an improvement in your financial new worth.

Does it sound a little like you or someone you know?

You’re so not alone!

I certainly can relate…

It was December 2008… I was sitting in front of my computer in my small rental apartment…after massive losses in my investment business, car accident, divorce…

Feeling hurt, scared and overwhelmed, looking at my bank account balance (after paying the divorce attorney)…and thinking:

“How the hell did I get here? How did I get to this financial mess?? And is there a way out from here?“

Well, I now know that the answer is an unequivocal YES!

I just couldn’t see things clearly at that time – I was too close to my troubles, really stressed and focused on what wasn’t working in my life (which felt like EVERYTHING during that time).

Look…whatever your financial situation may be right now, it’s NOT the end of your life story. It’s just a chapter and…likely, a wake-up call.

There is always a way out and way forward if you choose to make real change, instead of ignoring the need for change by putting another Band-aid on the situation…

Change is not something that most people seek or welcome when there is not enough “pain.”

Change is often uncomfortable, unpredictable, and even scary (because it’s unknown).

And it seems that human nature is such that we delay/avoid/ignore a need for changes in our lives until things get really ugly.

Until we get so uncomfortable/hurt/disturbed that we can no longer go on with businesses as usual.

Why am I talking to you today, during the holiday season, about the real change?

Because I see too often that people wait…and wait…and wait until they lose their health, relationship, money, hope…

Because this is the time of the year (Hanukkah, Christmas, New Year) to MAKE TIME and reflect on your life experiences.

It’s the time of the year to make plans and contemplate what you want to let go of, what you want to have more of, and what you want to accomplish next year…

So, I encourage your to MAKE TIME for yourself, print and use my Wealth Planner (click HERE to download it right now) and really immerse yourself into “your mind’s journey” that this Wealth Planner takes you on.

Create a BIG picture for your journey to Financial Independence:
1. Start with WHAT you want to create/experience;
2. Dig out the skills and experiences you already have and those you may need to upgrade/acquire;
3. Outline money habits you’ve got to change, old thinking patterns that must stop and the new ones you want to practice more;
4. Assess your environment and inner circle (what/who do you want to keep and what/who to let go?);
5. Decide what changes you want to see in your physical and emotional body.
If you feel like “I know it already”, consider that this Wealth Planner is a tool to “re-mind” your old conditioned mind so that you allow yourself to snap from “survival” or “just enough” state and leap to elegant joyful State of Creation.

So, yeah, this is my “odd holiday message” to you.

Let me know how it lands on you. What resonated? What frustrated? What inspired?

To your Peace, Power and Prosperity!

P. S. Some REALLY cool Wealth trainings are coming your way in 2020. But I have something SPECIAL FOR YOU RIGHT NOW!

Something that would help you JUMP START Your Investing Journey OR RE-CALIBRATE it for better RESULTS.

I am talking about The Wealth Collection Holidays’ Special – a bundle of my most transformational and insightful programs that focus on helping you make your money work for you.

AND you can own LIFETIME access to these programs with the incredible 70% OFF (SAVING $700) if you ACT by January 1, 2020!

Wanna look what’s inside?

Check it out here: WEALTH COLLECTION HOLIDAYS’ SPECIAL
December 13, 2019
This ONE Thing Could Literally Change Your Life

So, the 2018 is officially over with all the successes, challenges, breakdowns, breakthroughs, changes, and transformations.

It’s a NEW YEAR, a NEW AGE and a NEW PARADIGM!

And as I heard from one spiritual guru recently, the energy of this year is “Seize the day.”

In other words, when opportunity knocks, welcome it and run with it. And if challenges get on your path – don’t panic or curse your luck. Find a way to perceive them as…opportunities in motion. Opportunities to learn, grow, and expand.

This week, I had a privilege to speak to an amazing beautiful 94 years young woman. She has this special spark and charm that is hard to describe in words… One might guess that her life was easy, joyful and fun. Yet it was anything but easy…

During the WWII, she lived under Nazi’s occupation in Lithuania, escaped, became a refugee and lived in different countries before coming to America; was divorced, remarried, then lost her second husband to cancer…

She raised two wonderful daughters as a single mom, learned how to master her money, became an investor, achieved financial independence, and became an amazing painter after leaving her professional career as a chemist.

Her house looks like an art museum… Her many paintings reflect her rocky life journey.

So, I asked her if she could distill all her experiences and wisdom into ONE thing that really matters… ONE thing that helped her overcome enormous obstacles and go through many personal challenges…what would it be?

She looked at me, smiled and said: “The only thing that truly matters is whether you’re happy inside despite your life situations…” Then added softly “I am happy inside.”

“All the time?!”- I asked with some sense of astonishment in my voice.

“NO”, she responded. “Not all the time! About 95% of the time.”

I smiled…

Can it really be THAT simple?

Yes, I believe it can. And it’s a matter of choice.

Today you can choose to focus on problems, react to challenges in your life, compare yourself, and feel powerless and unlucky…

OR

You can choose to focus on solutions, on what “works” in your life.

You can choose to believe that you can do anything.

You can choose to release what no longer serves you.

You can choose to accept your current life situation and thrive for better.

You can choose to love yourself just the way you are, without any need to prove anything to anyone.

You can choose to better yourself and your life through new knowledge and expanded awareness.

You can choose a new way of being.

It does not happen overnight.

It does not happen because it is a New Year.

It happens because you consciously choose every day what you give your attention to, what thoughts you allow to dominate, what words you use, what habits you practice, what boundaries you establish, and how you re-calibrate your feelings.

Be kind and loving to YOU. At least 95% of the time. LOL!

That’s my intention for 2019 in addition to helping as many women as I can to master their money and experience more EASE, PEACE and FREEDOM.

And that’s why I have a question for you.

If you could sit down with me for a cup of coffee, what would YOU want to ask me? What top one or two questions you’d like to ask me?

Just message me or write in the comments below your questions.

To your Health, Wealth and Freedom!

P.S. I’m serious! Go ahead and message me or write in the comments below your questions. What would you ask me?

January 3, 2019
Essential #7 for Creating Wealth and Success
Do you remember that in Essential #4 for creating Wealth and Success, I talked about the importance of feeling rich and living wealthy regardless of your current financial situation?

To feel rich and live wealthy, in addition to everything else that I shared with you earlier, you’ve got to take on the identity of a rich person! Start with thinking like a rich person and normalizing your new, wealthy reality and focus on experiences that confirm (to your own logical mind) that you already have wealth.

Make feeling wealthy your new NORMAL.

I encourage you to practice the following:
1. Develop Confident Decisiveness – train yourself to take bold decisive actions and be responsible for the outcome.
2. Be willing to take risk (calculated risk).
3. Don’t be afraid of failures – see them as Valuable Growth Lessons. “Failures” are the bricks to your road to success. Many people “failed” their way to riches.
4. Play to WIN, NOT not to lose (and be willing to leave the Good to welcome the Great).
Fortune favors the bold.

So, the Essential # 7 for Creating Wealth and Success is:

Be Willing to Take Risk.

You’ve got to be in a game and be OK with losing in order to learn and grow.Yes, you’ve got to PRACTICE taking decisive actions and be willing to take risk.

Not ‘gambling’ type of risk! Mindful risk.

And often this entails to be willing to leave the Good to welcome the Great.

Here’re some examples from my own life when I did exactly that:
- Invested in the stock market to raise money for the down-payment on our first house
- Left my marriage… left everything behind – the gorgeous house, the comfort of 2 incomes…and re-starting my NEW LIFE in a tiny apartment near my job.
- Left my well-paid and prestigious Wall Street career and went back to the Business School in my mid 40’s, then started my own investment company
- Started my wealth mentoring business, put myself out there to support other women on the journey to wealth and freedom. My remarkable life didn’t happen overnight. My CHOICES shaped me and my life’s trajectory.
And a few of these choices were risky. I was (for the most part) playing to WIN, NOT not to lose. I was scared… often.

Yet I was willing (and it was REALLY scary) to Leave the Good in order to Welcome the Great.

Obviously, different people have different tolerance for risk. Be aware of your risk tolerance, respect it yet see if you can stretch it a bit…and a bit more…and more.

Fortune favors the bold.

The suggestions offered here may feel like scary or crazy… Keep practicing them anyway.

Things will start shifting… your feelings will change, your energy will change….
You will start creating and experiencing forward-moving momentum.

Synchronizations and serendipitous experiences will be happening, you will start attracting good opportunities instead of repelling them.

Risk is embedded in any business or investing decisions.

Nothing is guaranteed in life (except taxes and death.)

BUT it doesn’t mean that you should stay away from any endeavors that involve risk, not at all!

Instead, you’ve got to:
- Become aware of your particular risk tolerance and;
- Take decisions that involve measured/mindful risk so that your possibility for success exceeds the possibility of loss
- Your loss will not put you into despair and make you lose sleep
- Develop courage and Be Willing to Leave the Good to Welcome the Great.
Comment below and tell me how this Essential #7 lands on you…. What resonated? What did not?

To your health wealth & Happiness

P.S. If you want to be part of a supportive community of the like-minded women, join us FREE here >>> Wealth Building for Powerful Women Community
November 2, 2018
Essential #6 for Creating Wealth and Success

It’s been said that “what you want, wants you.” There is an ‘acorn’ seed inside you that wants to emerge.

The challenge is to FEEL and ACT congruent with your desires BEFORE you receive and experience them in a physical form.

While your beliefs and feelings exert a very powerful force in your life, they
don’t fully determine what you can or cannot receive because there is another factor that determines your outcome – ACTION.

The Essential#6 for Creating Wealth and Success is
ACT Congruent with Your Desires and Never Give Up on Your Dreams.

It has been my experience that you can receive abundance and wealth even before you fully believe in yourself and your vision, even before you believe it’s possible for you.

You don’t have to be “fearless and doubtless” to act on your desires. You can choose to take bold actions to achieve your vision, which then will activate the feeling and generate the energy necessary to make it happen.

You can LEAD with Action.

I did it a few times in my life.

When I was looking for my first Wall Street job.
When I founded my investment company.
When I made a decision to become financially independent.
When I published my first book.

I felt fear. I had doubts. My beliefs were lagging….
BUT I didn’t let the fears and doubts stop me from taking actions.

Fear is one of the main reasons that stops people from taking action. Many are afraid “to take risk”, “lose it all”, “not being able to handle it”, “not having the know-how”, “not being ready”, “becoming homeless”…

The main underlying fear is fear of failure. Many people feel that if they ‘fail’, they will be judged, rejected, not respected, not loved….

THAT is the guaranteed way to live your life with regrets. The only way to fail is not even try. If you act and it doesn’t work the way you expected, you’ll learn, adjust your course, and keep going until you find what works.

THAT IS THE ROAD TO MASTERY.

Never give up on your vision, even if nobody else believes in it but you.

Be Unstoppable. You are a powerhouse of infinite possibilities.

If you feel that your current financial reality must change, if you’re willing to challenge the status quo and if you want to stretch your beliefs about what’s possible to you, join us for the 4-week training Creating Prosperity Formula.

During these 4-week journey together, you’ll get more clarity about your true desires, uncover some old pockets of money beliefs that hold you back, get specific components of the prosperity formula, and have fun playing the exclusive prosperity game.

Come play with us – you’ll love it!

Check it out HERE and start creating prosperity in your life!

Until then…STAY EMPOWERED.

To Your Health,Wealth and Freedom!

Missed the live mini-class on our Facebook Page? No problem! watch it here.

October 29, 2018
Essential #1 for Creating Wealth and Success
Would you agree that many people go through life and are constantly looking for keys to success, wealth, freedom, happiness….

And very few realize that they have ALL the keys in them!

I’ve observed many successful people and had a few experiences of truly remarkable successes and epic “failures” myself.

So, starting today and for the next few weeks, I’m going to share with you some powerful Principles for Creating Success and Wealth.

Essential #1 for Creating Wealth and Success:

Take full responsibility for your financial situation
- Let go of the “victim” attitude around money and wealth
If you keep feeling, thinking and saying something like “I’m not lucky”, “I’m not good with money”, “I am not meant to be wealthy”, etc. – you will be experiencing events and circumstances that are congruent with this attitude and these thought patterns.

That’s why you must let go of the victim attitude around money and wealth.

You are in victim mode when you’re justifying, blaming or complaining how unlucky you are or how hard it is; when you’re willing to be disrespected or mistreated on some level only to maintain some sense of safety or comfort; when you’re making someone (or something) your Source and experience pain and suffering as the result of this; when you feel that life is happening to you, not for you.

You are in empowered mode when you take full responsibility for your financial situation; accept where you are; acknowledge the challenges and start focusing on possible solutions – what you can do every day, every month and every year to make your life situation better.

YOU can only change what is under your control – your attitude, your choices, your focus.
- Do not make anyone or anything your Source; do not give your power away
Any time you make someone or something the Source of your success, wealth or happiness, you set yourself up for disappointment.

Because when you become cut off from your true Source – God / Universe / Divine Intelligence – you may run out of energy, feel overwhelmed, and burned out.

It makes it impossible for you to show up authentically – to be the person you were created to be, giving the gifts you were meant to give and fulfilling the greater purpose life has for you.

NOBODY is your Source. Yet everybody can be your channel…of abundance, or wisdom, or expansion, or transformation, or love….
- Make money important in your life
Taking responsibility for your financial situation involves a decision to make money important in your life.

Making money important doesn’t mean becoming attached to the symbols of wealth (e.g. expensive gadgets, designer clothes and fancy cars) and linking your personal worth to your net worth.

Making money important means appreciating the money you have right now; paying attention to your relationship with money and your money habits; having the intention of growing wealth, and becoming a savvy manager of your money.

Energy flows where attention goes. And Money is energy.
- Use the power of PERSPECTIVE
Look for lessons and gifts that could be present in your challenging experiences. Pay attention to the MEANING YOU ASSIGN to your experiences…the STORY YOU CREATE about your situation.

As Dr Wayne Dyer said “When you change the way you look at things, the things you look at will change.”

Adopt the belief that life happens FOR you, NOT TO you.

Let me know what AHAs or insights you got from this Principal #1!

Until next time… stay empowered.

To your Health, Wealth and Freedom!

P.S. And if you want to dive deeper and get access to the UNIQUE opportunity that WILL TRANSFORM YOUR LIFE, I encourage you to sign up for the

FREE Masterclass “Creating Wealth from the Inside Out“:

http://daretochangelife.com/wealth-webinar/

Missed the live mini-class on our Facebook Page? No problem! It’s right here below.
September 20, 2018