Dare to Change Life Coaching & Mentoring

Tag: creating the life of your dreams

  • 5 Simple Tips for Creating Your Best Rich Life

    5 Simple Tips for Creating Your Best Rich Life

    Today I want to share some insights on how to use the power of intention to transform financial fears.

    In the current economic climate, it’s natural to experience fear and anxiety around money and financial future.

    And the tax return filing deadline we have in the U.S. this week only adds more stress to our already hectic lives.

    As a holistic financial independence mentor, I understand that the fear of not having enough money, of losing money, or of not being good with money can be overwhelming.

    However, you can harness the power of your intentions and elevated emotions by coupling your intentions with the powerful emotion of fear to take control of your money and your financial future.

    By setting clear specific intentions, connecting to your intentions emotionally (e.g.

    getting excited, grateful, loving, forgiving, etc.) and committing to your

    financial goals, you can tap into your spiritual power and achieve unimaginable

    success and create your best rich life.

    Here are some tips to get started:

    1. Set your intention(s).

    Define your values and write down your intentions. What motivates you to achieve your financial goals? Setting your intention will help you stay focused and motivated.

    2. Commit to your goals.

    Make a decision to commit to your goals and take aligned action towards achieving your financial goals. This can be as simple as saving for emergencies, creating a budget, or investing for the long term. By taking aligned actions, you will build momentum and start seeing results.

    3. Practice gratitude.

    Gratitude is a powerful spiritual practice that can help shift your mindset from fear to abundance.

    You cannot be grateful and fearful at the same time!  

    Take a moment every day to reflect on the things you are grateful for in your life, including your financial situation.

    4. Visualize your best rich life.

    Once you write down your intentions, visual them. Visualization is a powerful tool that can help you overcome limiting beliefs and visualize your desired financial future. Take a few minutes every day to visualize yourself achieving your financial goals, feeling confident and empowered.

    5. Have faith. Trust the Universe.

    Trusting the Universe means believing that everything happens for a reason and that you are on the right path. When you trust the Universe, you allow yourself to surrender in faith and open yourself up to incredible opportunities and abundance.

    I recently had a fantastic 3-part interview with Dr Nisha Manek, MD, who studied the power of intention from the scientific standpoint.

    She shares her insights about transforming a powerful negative emotion like fear into an incredibly powerful positive force by coupling it with laser-focused intentions and elevated emotions.

    Watch the last part of this 3-part interview series in the latest episode of the More Money with Millen show ” Your Path From Fear To Freedom”.

    Remember, expanding your awareness about your true nature and your spiritual power is a personal journey, and there is no one-size-fits-all approach.

    What works for one person may not work for another.

    However, by incorporating spiritual practices into your financial planning, you can tap into a source of power that can help you overcome fear and create your best rich life.

    If you want guidance or support on your financial journey, please do not hesitate to contact me.

    I am here to help you WIN the Money Game and create your best rich life.

    To your Health, Wealth and Freedom! 🙏 💖

    Millen Livis

    P.S. If you can, join me LIVE for the More Money with Millen show every Wednesday, at 10 am ET, right here, on my LinkedIn page

  • Story #6: Surviving in Corporate America in the 90’s

    Story #6: Surviving in Corporate America in the 90’s

    In 1992 my parents re-united with us in the States…. My father had liver cancer and died four days after his arrival….

    Before he died, for the first time in my life, he said, “I love you, and I’m sorry for the way I treated you as a child… I just wanted you to know how to SURVIVE.”

    I didn’t realize it then, but SURVIVAL would become a major theme in my life for the next ten years.

    And the more I worked in the corporate environment, the less satisfied I became.

    We would work on projects for months, I would inspire my team to do their best work, and then…someone from the “higher up” would cancel our project.

    And most of the time, we didn’t even know “why”…

    It was all so superficial, so meaningless for me. My work became just a way to survive, to pay the bills.

    My ultimate reminder of this came in 1994!

    I was working in the World Trade Center (WTC), Tower 2, on the 56th floor, when the first WTC bombing happened.

    The explosion blew up the parking garage and filled the building with smoke.
    At first, we were not allowed to leave, and it was terrifying.

    In moments like that, you often start thinking about what’s really important in your life….

    When they finally let us go – we had to walk down the staircases in the dark, 1000’s of people, holding hands and trying to help one another survive.

    When I reached the ground floor, I was still in shock and covered in smoke. It took hours to walk home… and let my family know I was OK (there were no mobile phones at that time).

    On that day, I learned TWO life lessons:

    – Your life can change in an instant, and
    – It’s vital to appreciate what you have before it’s gone.

    Many of my coworkers decided not to come back to the company after this scary experience. I chose to stay and to appreciate what I had, putting my dreams on hold again.

    Throughout the ’90s, my husband and I continued to work in the World Trade Center, commute 3 hours a day, while raising our daughter.

    It all looked great on the outside – comfort, parties, beautiful house – but the stress of conformity was getting to me.

    For my entire life, it has always been very important to me to feel that what I do, what I spend my life on, is something that creates a difference in the world.

    My corporate job didn’t do that….

    My work became so meaningless to me—just a way to pay the bills.

    Being comfortable financially but feeling “empty inside” was NOT enough for me anymore!!

    And so, to cover my pain and disappointment with myself, I developed some bad habits… I became a shopaholic.
    Instead of dealing with the pain in my heart and soul, I was avoiding FEELING numb inside by spending money on “stuff.”

    I knew I wanted more than Survival, and somehow I knew I could be more!

    But I felt STUCK!

    My daughter was doing great, but like all young girls in their late teens, she was thinking about her friends and going off to college.

    In addition to working 50+ hours a week, my husband had decided to pursue his dream and started a software consulting company with several of his friends.

    Because he was working another 50+ hours a week on his new business…we hardly talked to each other, except for an occasional long commute home, when we were both too exhausted to even talk.

    I ended up doing everything at home because he was never there….

    Instead of a husband, I had a roommate. Instead of raising our daughter together, I felt like I was a single parent, raising an unhappy teenage daughter because she had an absentee father.

    I was 42, I WAS ALONE, UNHAPPY AND UNFULFILLED, facing an empty house and a meaningless life.

    And so, I became angry and frustrated.

    Not so much with my life situation, but with myself…
    I felt disappointed in myself for not having a clear plan, and for ignoring my dreams for so long.

    My daughter was leaving for college, and my “inner compass” tapped me on the shoulder again and kept asking,

    “What’s next?” “How much time do you think you have left?”
    “If not now, when?”

    I remember the moment it all came bursting out of me, like a giant firehose of emotions:

    • all those feelings I had stuffed inside for years…and tried to forget about
    • all those times I had compromised and conformed to survive
    • all those meaningless projects at work
    • all the emptiness and loneliness I felt at home, that I tried to fill up with shopping to numb the true feelings inside.

    It all burst out of me…and I recall screaming at the top of my lungs:

    “If I have to conform for the rest of my life – what’s the point?”
    “I have to do something NOW because I’m wasting my life.”

    This was a pivotal moment in my life!

    That admission, that personal confession that I finally put into words, fired me up, and moved me forward.

    I was ready to Dare and Change My Life.

    The first thing I did…applied and was accepted to The Wharton Business School of the University of Pennsylvania, executive M.B.A. program.

    Do you have a plan for when “unexpected stuff” happens in your life?

    Have you ever had a job that was meaningless to you – just the means to survive, pay the bills?

    Have you ever felt “stuck”? At your work? In your relationship?

    Have you had this feeling, “I am wasting my life…I’ve got to change!”?

    To Your Health, Wealth, and Freedom!

    P.S. Want to read other stories? Click HERE to download the “BECOMING: Stories About My Journey From Surviving To Thriving.”

  • Story #3: There’s Only 1% Chance Your Child Will Live

    Story #3: There’s Only 1% Chance Your Child Will Live

    While I was attending university, I got married, and we had a child.

    I was 23 years old and very healthy. While my pregnancy was normal and I didn’t have any warnings, my daughter was born post-term.

    I recall being in a hospital room with other new mothers, holding their newborns, and wondering, “Am I a new mother…or not?”

    I was not allowed to hold my newborn baby-girl….

    Then the doctor came to me and said the most devastating words I’ve ever heard in my life…

    “I’m very sorry, but we don’t think she’s going to make it, Her lungs are collapsing. There’s only a 1% chance your child will live.”

    Everything went black…I fainted.
    Life threw me one of the worst curveballs any mother can experience.

    And so, I couldn’t hold my newborn, or even get close to her. She was moved to the neonatal intensive care unit (NICU) of the hospital.

    They held her in a little glass box, and she was being fed through tubes and kept alive with a respirator.

    She was only one day old when her health challenges started…

    Over the next few days, her condition worsened. Even though the doctors had filled her with antibiotics, nothing was working.

    I remember pleading to God and giving God my ultimatum… “Please, HELP! Please help my baby-girl get better! And if she doesn’t survive, I NEVER want to have children again!”

    My husband and family were stunned.

    Things got worse.

    My baby was moved from the neonatal intensive care unit (NICU) to the hospital for “infectious diseases” because, in addition to other problems, she also got Salmonella, then Sepsis….

    She needed a complete blood transfusion asap.

    When she was only ONE month old, the doctor called me and said that they got a Hepatitis B outbreak in the hospital, and if she gets it, it would certainly kill her.

    And so, the doctor asked me if I would be willing to “request” that my baby gets released from the hospital and would sign legal documents stating that I would take full responsibility for her health, from this point forward. He had good intentions but needed to be released from any legal responsibility.

    The doctor also mentioned that my daughter would likely have developmental disabilities…because of all the medication they had used in both hospitals, trying to keep her alive.

    After hearing that, my father suggested that “Maybe it’s better if you let her go, and have another, “HEALTHY CHILD”? Because the truth is …you’ll NEVER be able to handle a disabled child!”

    I remember screaming at the top of my lungs, “Watch Me!

    It was a deciding moment in my life.

    I was only 23, still attending the university, and was really scared.

    I had already decided that this would be my ONLY chance to have a child.

    And this was her ONLY chance to LIVE!

    So, with unwavering faith in my heart and newfound courage of a mama-bear, I took my tiny one-month-old baby home.

    Knowing how traditional medicine had failed us, I decided to look for natural alternatives. Fortunately, I found a woman who taught me some natural remedies, and that’s what I used to save my daughter’s life.

    What were the deciding moments in your life?

    What was YOUR” WATCH ME!” story?

    And what brainwashing (aka conditioning) did you receive in your PAST?

    Was it “You’re not smart enough to be a millionaire”? OR maybe “You were not born to be wealthy…”?

    There are doubters in almost every family. BUT I want you to remember YOUR “WATCH ME!” story and keep moving forward!!

    To Your Health, Wealth, and Freedom!

    P.S. Want to read other stories? Click HERE to download the “BECOMING: Stories About My Journey From Surviving To Thriving.”

  • Story #2: The Things Women Are NOT Supposed To Do

    Story #2: The Things Women Are NOT Supposed To Do

    Going to the University was my escape plan from the constant negativity and emotional abuse I felt at home.

    My plan was to go to school and never come back. EVER.

    I had achieved top honors in high school and had decided to attend a top college in St Petersburg (now Russia), to become a physicist.

    In the former USSR, the application process included your passport.

    Even though my family did not practice the Jewish religion (ALL religions were prohibited in the country at that time), I was identified as Jewish in my passport.

    The university advisors looked at my paperwork and passport and said: “This University is not the right place for you.”

    Not only was I a woman, trying to be a physicist, but I was identified as a Jewish Woman trying to be a physicist – an unacceptable combination at the “Old School Communist Boys’ Club” University” and frankly, the entire country.

    My friends and high school teachers told me to “Not Fight The System!”

    But I pushed to make it happen.

    I needed to pass one test to start the process of college enrollment. Normally, that test was given orally, and the answers were delivered on paper, but things would be different in my case.

    The professor asked me the questions and had me do the math and answer the questions on a blackboard instead of paper.

    Once the test was done, even though I had passed the exam with flying colors, the “specially trained” professor erased the board (destroying my work), and gave me an F grade.

    I was stunned; it was like I’d been knocked down by a hammer.

    For my entire life, I had believed that knowledge, hard work, passion, and dedication were all I needed.

    Before that dismal day, despite my father, I always believed that I could do anything!

    But my friends and teachers were right – I couldn’t fight “The System,” but maybe I could work around it.

    And I did…kinda.

    One year later, I was accepted to another prestigious university and began my Master’s level Physics’ study.

    Unfortunately, the “Old School Communist Boys’ Network” still had a few surprises waiting for me.

    I did great at the University and became an intern at the Academy of Science. In my final year of college, the Academy of Science sent a request to the University for me to work there after my graduation.

    Knowing the “Old School Communist Boy’s Club” I told you about before – any guesses what happened??

    The faculty of the University figuratively put a gun to my head.

    They told me I had to sign a paper saying I did not want to take the Academy of Sciences offer, or I would have a lot of challenges in finishing my courses and ever graduating.

    The message was clear – “Don’t play against us or ELSE!”

    And so, my mentor at the Academy of Science gave me this advice:
    “Learn English and get the hell out of this swamp!”

    In the next story, I’ll tell you about another part of my life that was happening at the same time.

    Have you ever had to deal with an Ultimatum?

    Have you ever been put in the unfair position that was REALLY important for you?

    Has the “Old Boys’ Club” shortened your career or imposed the glass ceiling on your career prospects?

    To Your Health, Wealth, and Freedom!

    P.S. Want to read other stories? Click HERE to download the “BECOMING: Stories About My Journey From Surviving To Thriving.”

  • Story # 1: Conform or Get Out?

    Story # 1: Conform or Get Out?

    I was born into a middle-class family. My family heritage is Jewish.

    My mother was a librarian, and my father was a military officer in the Soviet Union Army.

    I was the firstborn and had a sister five years younger than me.

    One of my clearest early memories was when I was six years old…

    It was the first time I remember getting a tap on the shoulder from my intuition about what I would later come to call “My Inner Compass.”

    I remember thinking, “I want to become a physicist…because I want to know how the Universe works.”

    For my entire life, I’ve been fascinated with how various “systems” work, and with understanding how they can work together to make amazing results.

    My mother and father lived their lives conforming to everything, just like most people in the USSR.

    Their life philosophies were to “NEVER stick your neck out” and “You should be happy with the “Status Quo.” No matter how bad, uncomfortable, or unfair, it may be…

    My father was emotionally abusive and distant. I never had a father-daughter relationship with him. He was berating me frequently…no matter how well I did in school – he was constantly telling me:

    “You’re not good enough to do that….”

    “Why would you think you could do that?”

    “You think you know things, but…you don’t!”

    “You’re not capable of loving anyone, so how could anyone love you?”

    “You’re on your own, and you are going to have to rely on yourself!”

    In spite of my home life, at school, I tried to be the best at everything, hoping to get a kind word or a sliver of appreciation and love from my father.

    But, no matter what I achieved, I was never good enough in his eyes!

    From the time I was a child and all the way through my adulthood, marriage, and the birth of my daughter – I NEVER heard my father say, “I love you.” Or “You did a good job.”

    When I decided to leave the USSR, where discrimination, antisemitism, and human rights violations were open government policies, where conformity and submission to the utopia of communism and Lenin / Marx doctrines were required studies in schools and colleges…my father stopped talking to me.

    He couldn’t understand why I felt suffocating in the environment that felt “normal” to him…. 6 months after I left the country with my husband and daughter, my father was diagnosed with terminal cancer….

    I spend years working on my unexpressed feelings toward him, healing my deep emotional wounds, forgiving what I could not forget.

    Did you live in a family that didn’t support you? 

    What are the subconscious lessons that came from your childhood?

    How did your childhood experiences screw up your self-image, your beliefs about what’s possible for you, your relationships, and finances?

    To Your Health, Wealth, and Freedom!

    P.S. Want to read other stories? Click HERE to download the “BECOMING: Stories About My Journey From Surviving To Thriving”