Dare to Change Life Coaching & Mentoring

Tag: financial independence

7 Steps to Regain Control Over Your Money: Step #1 – Declutter your environments

Let’s get tactical and discuss the steps to regain control over your money.

Having the right environments is super important. That’s why you hear a lot about decluttering.

If you live in a home that is filled with clothes that you don’t wear and don’t like, boxes with magazines and souvenirs, pieces of furniture that don’t add anything to the comfort of your physical space, YOU CAN change it!

If you don’t have an environment that supports what you want to think, feel, create, and experience, remind yourself that YOU CAN change it.

If you have a relationship that doesn’t make you feel supported, loved, and appreciated, that doesn’t spark joy in you – YOU CAN change it.

If you feel that you got yourself into a “money prison” because of accumulated  debt, or unhealthy spending habits, or arguing with your partner about excessive spending and feeling insecure about your financial future – YOU CAN change it too!

You can CHOOSE to be clear and intentional with your choices and change what’s not working for you.

You can move away or towards a different environment, or you can create a new energy in your current environment.

And whatever you want to change, start changing NOW by letting go of what’s not working for YOU!

You want to make a big leap? Great, go for it!

Feel like starting with small changes? Awesome!  Baby steps are great! It’s how you implement BIG changes without feeling overwhelmed.

Life is what you choose to make of it.  Whether it’s your physical environment, relationship, work, or money.

Living with your focus on past mistakes drains your energy, deflates your confidence, blocks the flow of wealth, joy, and new opportunities in your life!

That’s why decluttering your mental space is super important!

I recall the time in my life when I felt that I must change my environments – my work, my marriage, my financial habits (e.g. shopping therapy) – because I felt empty inside…I felt just existing, going through life instead of living it.

BUT I was afraid to change.

“What if”, “not yet”, and “not now” thinking kept me stuck in the environments that felt like desert. Unfortunately, I didn’t have a support system at that time.

My FEAR of “not having enough”, not being able to support myself, feeling financially insecure if I leave my marriage, kept me in a prison of my own making for years.

Until one day…I decided to change.

First, I asked myself “What is the worst thing that may happen?” Once I reconciled with the answer to this question, fear of consequences couldn’t keep me hostage anymore.

Then I asked “Why it may not be true that I cannot be financially secure without a man?” And the answers started pouring from my heart onto my journal.

And then…I asked “What needs to happen NOW so that I feel more ease, joy, and excitement about my life?” And the answer was clear and loud…

DARE TO CHANGE.

If you tolerate environments that make you feel overwhelmed, not capable, not supported; the environments that deflate your confidence and sense of personal power – don’ wait for a better time. Or better circumstances. Or a “prince charming” to save you.

DO NOT WAIT TO BE SAVED. YOU ARE YOUR SAVER.

Change might challenge you. You might need to juggle some things and make a few adjustments…

BUT it’s possible. And often necessary.

So that you step into your full power. Get in control of your money. Charge of your financial destiny.

And the first step is to attend to your environments and declutter your space.

Next I’ll share the next step to regain control over your money.

P.S. And if you can get access to a supportive environment, to like-minded people who would support and encourage you to live your dram life – use it!  Join the Wealth Building for Powerful Women community to get live support and connect with like-minded women. You don’t have to feel alone in this world!

January 16, 2019
Essential #5 for Creating Wealth and Success
Do you believe that the most authentic way to create wealth in your life is by helping other people have more of what they want?

I like the expression “authentic money”. That’s the money you make by authentic self-expression, by “doing” you. LOL

That’s the wealth you create by being authentically you – using your natural talents, skills, and experiences while making a difference in others’ lives.

And that’s the Essential #5 for Creating Wealth and Success:

Make a Difference, Enrich the Lives of Others.

People who offer value
- by solving or helping solve work / health / relationship / career / financial problems, or
- by helping others achieve their goals faster and easier, or
- by helping people feel good about themselves and their lives
get rewarded for enriching the lives of others.

Would you agree?

Names that come to mind are Steve Jobs, Oprah Winfrey, Tony Robbins…

So, it is really important to become aware of the kind of problems you can help people solve…or joyful / fun experiences you can help them have.

I love the quote by Neale Donald Walsch: “Your job is to help others get to where you are. Why do you suppose you know the terrain so well?”

People are willing to pay for enriching their lives – reducing/removing painful experiences, or having more joy and fun in their lives.

Also, I believe that you’ve got to be willing to GIVE first, BEFORE you start RECEIVING.

There are two extreme categories of people who offer services.

The first extreme group is the “Eternal Givers”. These people give, and give, and give….

They are afraid to over-charge, they are worried that nobody will buy from them because it might be “too expensive” for others, so they often charge NOTHING or waaaay below the offered value.

The Eternal Givers undervalue their services immensely and do a real disservice to their potential clients. WHY?

Because to stay in business, you’ve got to make profit. Period. End of story.

The second extreme group, the “Hard Receivers”, are people who get impatient with the wealth creation process and only focus on the receiving part. They feel that their time is too valuable to offer ANY services without charging…a lot.

It is my belief that there are no shortcuts in this principle. You’ve got to keep offering value first – willingly and joyfully – until you create an energetic momentum and get in the flow of abundance.

Most successful and wealthy people went through growth and maturing phases in their businesses before they became “rich and powerful.” Many were offering value for a long time before they started receiving the financial windfall.

The higher the perceived value of your offerings and the more lives you touch, the higher your financial and personal reward will be.

And it will happen on Divine time, which may be different from your expected time-frame. So, don’t get discouraged if you are still growing and building the momentum.

OK, one more important awareness that I want to mention here:

Pay attention to what place you offer your services from.

Is your main focus to make 5-6 figure per month?

Are you focused mostly on enriching yourself, becoming famous, and have more financial wealth for yourself?

Or you really desire to add TRUE value to the lives of others?

Really excited to help people solve their problems, become more confident, competent and successful while creating the life you want to have for yourself?

One more thing….

If you experience resistance to your work, there could be a couple of reasons:
1. Universe is testing your commitment and resilience,
2. The work that you do does not support the Universal direction of expansion – for yourself and/or others.
Does it make sense?

What do you think about this essential? I’d love to hear from you!

Leave a comment below and let me know what you think about the Essential #5.

Until Next time…STAY EMPOWERED.

To your Health, Wealth and Freedom!

P.S. Have you downloaded your FREE Wealth Planner yet? If not, DO IT NOW! Your Future Self will thank you for this!
October 17, 2018
Essential #4 for Creating Wealth and Success

What does “Think, Feel, and LIVE Wealthy” mean to you?

You might be surprised…but this is the essential #4 for creating Wealth and Success!

Yep. That’s right. And before you whisper “phew, I know that!”, let me elaborate.

For most people “living wealthy” means staying at 5-star hotels, going to fancy restaurants, wearing designer cloth, driving a luxury car, living in a gorgeous house….

Guess what?

You don’t have to OWN it, you can SAMPLE it, then Create it!

You can experience that which you’d like to have before owning it!

Yes, SAMPLE YOUR DESIRES!

You can go to car dealerships and ask to test-drive your favorite car.

You can meet with a realtor and ask her to show you houses that you’d love to live in.

You can visit these houses, FOCUS ON YOUR DESIRE to live in such houses, get super excited and motivated, and start creating your imaginary Wealthy Life though feeling it, sampling it, and…yes, “faking” living it as if you already have it.

What can you do to reinforce that?

The key is to affirm that you belong there and deserve that kind of wealth and abundance in your life.

You possess powerful faculties – AWARENESS, IMAGINATION, ATTENTION, and INTENTION – that you can use to create your NEW WAY of BEING.

Your new way of being could be feeling and having more wealth, or achieving financial independence, or buying a new car, or moving into a new house, or feeling more at peace, successful and confident.

So, what do you think about an idea that you can choose to think, feel and act abundantly to start creating financial wealth?

Frankly, I used to make fun of notorious “fake it until you make it” statement.

But guess what?

It works.

Let me share one examples from my own life.

When we used to live in New York, we would come to the Winter Garden at the World Financial Center around Christmas time, look at the beautiful view on the river, the yachts at the marina, the Christmas tree, the ambiance of wealth and success.

And I would imagine how cool it could be to work here. To be in this environment, this gorgeous place….

Guess what?!

A couple of years later, I got a job with a company in this very building and we had amazing Christmas parties in this exact place, the Winter Garden!

Coincidence? I don’t think so.

So, how does “fake it until you make it” work?

You can put yourself in a state of abundance, fullness, and wholeness by using your

–        awareness (e.g. “I am creating a new way of being”),
–        physiology (e.g. abdominal breathing, adjusting your posture, relaxing your facial muscles and shoulders, eye contact, smiling,)
–        psychology (e.g. shifting your perception about your current situation, focusing on and appreciating what you have, etc.),

and your life experiences will change.

If you’ve been struggling financially, most likely you’ve been blocked by your old conditioning that keeps you focusing on what’s missing, what’s not working…

If you PRACTICE looking, thinking, and acting abundantly, you’ll shift your attention, up level your energetic vibration, and begin to FEEL differently, which will start attracting new opportunities into your life.

And one more thing. The way you look – your outfit, your posture, your hair and facial expression – conveys your physiological and psychological states and your energy.

And people feel your energy without exchanging a single word with you. And most importantly, looking good feels good!

When you FEEL GOOD, YOU LOOK GOOD, and YOU DO GOOD.

Wear clothes that make YOU feel prosperous, confident, cool (and that means different things for different people)!

De-clutter your wardrobe from the old and unattractive stuff – only wear clothes and colors that reflect where you want to be not where you have been.

And it doesn’t have to be super expansive stuff either – just something that makes YOU FEEL GOOD.

Follow your “FEEL GOOD” compass!

Think, Feel, and Live Wealthy.

Deep transformations require patience and practice.

The suggestions offered here may feel like fake for some time…. Keep practicing anyway, keep training your mind without attachments. And have fun with it!

Things will start shifting, your feelings will change, your energy will change, and you will start attracting amazing opportunities instead of repelling them.

I’d love to hear from you! Hit the reply and let me know what you think about the Essential #4.
What resonates with you? What does not?

Until Next time…STAY EMPOWERED.

To your Health, Wealth, and Freedom!

P.S. I want to offer you a 4-week journey a board a (virtual) yacht “Creating Prosperity Formula”.
During this fun and life-transforming 4 weeks training, together with other awesome prosperity creators, we’ll dive deep into specific steps that will help you experience Prosperity in your life.

You will save 80% on your investment when sign in BEFORE OCTOBER 29th, 2018!

Learn more about this training here: http://daretochangelife.com/cpfcourse/

Missed the live mini-class on our Facebook Page? No problem! watch it here.

October 11, 2018
Essential #2 for Creating Wealth and Success

I want to share with you a true story that led me to a decision to include the Essential #2 into my list of principals for Creating Wealth and Success.

I own a successful real estate business and some time ago had the following conversation with one of my clients, Kate, who is a young married professional woman who has problems paying her rent and bills in general.

Kate: “You’re lucky, Millen. You’re wealthy, you don’t need to work, you have a nice car! You don’t understand how hard it is when you never have enough money. You don’t understand how it feels to be poor!”

Me: ” Actually, Kate, I was in much worse situation than you have right now… more than once.
I experienced being jobless and working for minimum wage jobs, being alone and depressed, broke and broken….

I had to learn how to FEEL wealthy even when I didn’t have much on my bank account. I had to learn how to become a savvy manager of my money so that I will be able to pay my rent and bills…save and invest.

I had to learn how to believe in myself, so I could eventually create a life I wanted to have. So, it’s NOT luck. It’s the CHOICES that I made that led me to the life I have now.”

And that brings me to the

Essential #2 for Creating Wealth and Success:

Install and keep reinforcing supportive beliefs about yourself, money and wealth

Let me go over the WHAT, the WHY and the HOW.

WHAT are Beliefs?

Repeatable thoughts, patterns of thinking, stories you continuously tell yourself when nobody else is listening….

The domain of your beliefs is your Subconscious Mind. You create your experiences by the CHOICES you make, which are determined by what you REALLY think and feel, which is the realm of Subconscious Mind.

When you were born, your subconscious mind was a blank slate… Have you noticed that little children have a natural sense of curiosity and excitement for life?

And then the programming started… “You have to be careful”, “you have to have a corporate job or be a doctor/lawyer to make a good living”, “you have to work REALLY hard to make money”, “you need to marry a wealthy man to have financial security”, “you are not the entrepreneurial type”, “being wealthy is not in your cards”, blah, blah, blah….

WHY it’s important…

When you have ‘money blocks’ in a form of self-limiting BELIEFS around money, wealth and self-worth, you SEE the world THROUGH THESE FILTERS, through the filters of YOUR UNSUPPORTED BELIEFS!

When you don’t believe that wealth is possible for you, you repel, don’t pay attention to, or dismiss the wealth-building opportunities when they show up in your life.

Your beliefs about money, wealth, yourself, and what’s possible for you are pictured out in your life experiences and your financial situation.

Your state of sub-consciousness is reflected in your experiences. And your state of sub-consciousness is determined by your deep beliefs and feelings….

Yes, your experiences in life are affected by what you FEEL and THINK you deserve and can achieve. You only “see” the circumstances that confirm your beliefs.…

THAT’s why it’s important to BE AWARE of your deep hidden beliefs and CHOOSE which ones you want to “install”, nurture, give energy to.

HOW to Install Supportive Beliefs

TRAIN your mind to acknowledge your successes, celebrate your WINS, become more intentional with your CHOICES, notice what works in your life, REINFORCE the behavior’s and beliefs that have helped you succeed in the past.

Establish DAILY wealth practices: meditation, journaling, counting your wins and actively appreciating what you have now, going for your wealth walks and using affirmations, asking “What if…” and “Why I can have/be/do…?” questions, etc.

If you don’t like where you currently are financially, you may ask yourself “What beliefs someone must have to manifest these experiences?” It’s the shortest and simplest way to uncover your hidden sabotaging beliefs.

Then you can ask “What actions someone could take to change this situation?”

You see, money is a special (metaphysical) mirror of your current values, thoughts, beliefs, and choices.

For example, if you keep spending more money than you make and don’t grow your savings, you may have a belief that you cannot manage your money well.

If you keep attracting clients who “cannot afford you”, you may have a hidden belief that your service is not really that valuable or that you are not “good enough” to charge your fees.

You see how it works?

Your beliefs are tightly connected to certain emotions.

When you have supportive beliefs about yourself, you feel peaceful, uplifted, grateful, and joyful.
When you have sabotaging beliefs, you feel discouraged, jealous, sad, angry, fearful, or ashamed.

But don’t be afraid of experiencing “negative emotions”. Notice them…acknowledge them because negative emotions are your clues to the hidden beliefs that are NOT TRUE.

P.S. Do you still live in a world of “surviving”, financially? Or feel that someone else is luckier than you?

Are you READY to step into your NEW WAY OF BEING and START THRIVING – with your money, your relationships, your work, your health?

THAT’s what I want for you…if YOU ARE READY to rock your world!

I see new POSSIBILITIES for you… New STANDARD OF LIVING… New “NORMAL”.

I offer you an AMAZING opportunity to TRANSFORM your life.

It’s called ACTIVATE EFFORTLESS WEALTH training.

If you still feel that you need to GET ready… you can stop reading right here.

If you feel READY NOW, if your heart says “YES” and you want to make sure it’s the right training for you – reply to this email and let’s chat.

To your Health, Wealth and Freedom!

You can read more about this training here:
https://activateeffortlesswealth.com/

OR sign up for a FREE Masterclass and get a SPECIAL OFFER for this training here:
http://daretochangelife.com/wealth-webinar/

Yes, it’s true that I decided to offer this powerful training to you for a fraction of its value…
BUT ONLY IF YOU ACT on this offer by the END OF THIS MONTH.

IF YOU FEEL READY to START THINKING AND LIVING WEALTHY – ACT NOW.

Missed the live mini-class on our Facebook Page? No problem! watch it here.

September 27, 2018
Essential #1 for Creating Wealth and Success
Would you agree that many people go through life and are constantly looking for keys to success, wealth, freedom, happiness….

And very few realize that they have ALL the keys in them!

I’ve observed many successful people and had a few experiences of truly remarkable successes and epic “failures” myself.

So, starting today and for the next few weeks, I’m going to share with you some powerful Principles for Creating Success and Wealth.

Essential #1 for Creating Wealth and Success:

Take full responsibility for your financial situation
- Let go of the “victim” attitude around money and wealth
If you keep feeling, thinking and saying something like “I’m not lucky”, “I’m not good with money”, “I am not meant to be wealthy”, etc. – you will be experiencing events and circumstances that are congruent with this attitude and these thought patterns.

That’s why you must let go of the victim attitude around money and wealth.

You are in victim mode when you’re justifying, blaming or complaining how unlucky you are or how hard it is; when you’re willing to be disrespected or mistreated on some level only to maintain some sense of safety or comfort; when you’re making someone (or something) your Source and experience pain and suffering as the result of this; when you feel that life is happening to you, not for you.

You are in empowered mode when you take full responsibility for your financial situation; accept where you are; acknowledge the challenges and start focusing on possible solutions – what you can do every day, every month and every year to make your life situation better.

YOU can only change what is under your control – your attitude, your choices, your focus.
- Do not make anyone or anything your Source; do not give your power away
Any time you make someone or something the Source of your success, wealth or happiness, you set yourself up for disappointment.

Because when you become cut off from your true Source – God / Universe / Divine Intelligence – you may run out of energy, feel overwhelmed, and burned out.

It makes it impossible for you to show up authentically – to be the person you were created to be, giving the gifts you were meant to give and fulfilling the greater purpose life has for you.

NOBODY is your Source. Yet everybody can be your channel…of abundance, or wisdom, or expansion, or transformation, or love….
- Make money important in your life
Taking responsibility for your financial situation involves a decision to make money important in your life.

Making money important doesn’t mean becoming attached to the symbols of wealth (e.g. expensive gadgets, designer clothes and fancy cars) and linking your personal worth to your net worth.

Making money important means appreciating the money you have right now; paying attention to your relationship with money and your money habits; having the intention of growing wealth, and becoming a savvy manager of your money.

Energy flows where attention goes. And Money is energy.
- Use the power of PERSPECTIVE
Look for lessons and gifts that could be present in your challenging experiences. Pay attention to the MEANING YOU ASSIGN to your experiences…the STORY YOU CREATE about your situation.

As Dr Wayne Dyer said “When you change the way you look at things, the things you look at will change.”

Adopt the belief that life happens FOR you, NOT TO you.

Let me know what AHAs or insights you got from this Principal #1!

Until next time… stay empowered.

To your Health, Wealth and Freedom!

P.S. And if you want to dive deeper and get access to the UNIQUE opportunity that WILL TRANSFORM YOUR LIFE, I encourage you to sign up for the

FREE Masterclass “Creating Wealth from the Inside Out“:

http://daretochangelife.com/wealth-webinar/

Missed the live mini-class on our Facebook Page? No problem! It’s right here below.
September 20, 2018
Empowering Money Habits: Align, Save, Spend

I just finished my “Activate Your Power to Prosper” live event in Provence last weekend and still feel “intoxicated” by the experience. I must say it was MAGICAL. From the open-air training area, the prosperity walks, wealth swim (LOL), morning yoga to ending the evening with a humbling meditation.

We shared and LIVED our A-Ha moments, insights, a few (actually many) laughs and connected our hearts deeply.

I feel sooo full right now!

And from that place of fullness, I want to talk to you about… SPENDING and SAVING.

“How can I keep putting money aside/saving money without feeling like I’m saving for the “rainy day”? Without having a sense of scarcity?”

I was asked this question recently and that’s what I want to talk to you about today.

Let’s look at the DECISIONS TO SPEND AND SAVE MONEY from a pure practical perspective (not spiritual one).

In the mini-training video “4 Essentials of Wealth Pathway”, I shared with you the important elements that must be present.

One of the elements was: KEEP MONEY; In other words, allocate a portion of your income toward your savings. It’s a VERY important element of building wealth and becoming financially independent.

However, many people who are good at “saving money”, put money away from a place of fear and lack… They hoard money just like some people hoard cloth and food.

And you know what happens when you make decisions from the place of fear, right? You realize your fears!

So, what needs to happen for you to spend less and save more from a place of “enough-ness”?

YOU’VE GOT TO ALIGN YOUR MONEY DECISIONS WITH YOUR CORE VALUES.

If one of your core values is FREEDOM – to be able to have more CHOICES in your life – then when you decide to save money, you can imagine that these savings will help you get closer to your goal of becoming financially free. The process of saving becomes fueled by the desire to be free.

Please watch this video below if you are a committed individual with a vision to live your best life, financially free.

To Your Health,Wealth and Freedom!

September 5, 2018